YES Premia Credit Card

8.4
Expert ScoreRead review
  • Get 6 Reward Points per Rs. 200 you spend except on Select categories.
  • Get 3 Reward Points per Rs. 200 spent on tax payments, utilities, government services, transportation, etc.
  • Get 12 Reward Points per Rs. 200 spent on dining and travel
  • Avail of a discount of 25% on movie tickets through BookMyShow.
  • Complimentary Priority Pass Membership.
  • 3 Complimentary international lounge access per year.
  • 2 complimentary domestic lounge access per quarter.
  • 1 complimentary golf lesson each month.
  • Get your joining & annual fee waived off on meeting the spend targets.
  • Low foreign currency markup fee of 2.75%.

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YES Premia Credit Card

8.4
Expert ScoreRead review
  • Get 6 Reward Points per Rs. 200 you spend except on Select categories.
  • Get 3 Reward Points per Rs. 200 spent on tax payments, utilities, government services, transportation, etc.
  • Get 12 Reward Points per Rs. 200 spent on dining and travel
  • Avail of a discount of 25% on movie tickets through BookMyShow.
  • Complimentary Priority Pass Membership.
  • 3 Complimentary international lounge access per year.
  • 2 complimentary domestic lounge access per quarter.
  • 1 complimentary golf lesson each month.
  • Get your joining & annual fee waived off on meeting the spend targets.
  • Low foreign currency markup fee of 2.75%.
Reward Type
Reward Points
Renewal Fee
Rs. 999 (plus applicable taxes)
Joining Fee
Rs. 999 (plus applicable taxes)
Type of Card
Cashback
Welcome Benefits
NA

USP of Card

  • Get 6 Reward Points per Rs. 200 you spend except on Select categories.
  • Get 3 Reward Points per Rs. 200 spent on tax payments, utilities, government services, transportation, etc.
  • Get 12 Reward Points per Rs. 200 spent on dining and travel
  • Avail of a discount of 25% on movie tickets through BookMyShow.
  • Complimentary Priority Pass Membership.
  • 3 Complimentary international lounge access per year.
  • 2 complimentary domestic lounge access per quarter.
  • 1 complimentary golf lesson each month.
  • Get your joining & annual fee waived off on meeting the spend targets.
  • Low foreign currency markup fee of 2.75%.

Fees & Charges

Spend Based Waiver
The joining fee can be waived if you spend Rs. 25,000 within ninety days after activating the card and the annual fee can be waived if you spend Rs. 1.5 lakhs or more in the preceeding year.
Interest Rates
3.8% per month
Cash Advance Charges
2.75% on all foreign currency transactions.
Rewards Redemption Fee
Rs. 100
Fuel Surcharge
1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Foreign Currency Markup
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
25% discount on movies through Bookmyshow.
Reward Redemption
The Reward points earned are redeemable through the dedicated website Yes Rewardz at a rate of 1 RP = Re. 0.25 when redeemed against hotel/flight bookings
Zero Liability Protection
The cardholder will not be held liable for any unauthorized transactions if the loss has been reported to the bank within 3 days of the same.
Rewards Rate
12 Reward Points on every Rs. 200 on Travel and Dining spends. 6 Reward Points per Rs. 200 you spend. 3 Reward Points per Rs. 200 you spend on tax payments
Travel
Get complimentary Priority Pass Membership with complimentary lounge access.
Online Shopping offers
NA
Insurance Benefits
A credit shield cover worth Rs. 2.5 lakhs, Life Insurance Cover of Rs. 1 Crore in case of Flight Accidental Death, and Medical Insurance cover of Rs. 30 Lakhs for overseas emergency
Domestic Lounge Access
2 complimentary lounge access per quarter.
International Lounge Access
3 complimentary access to international lounges through the Priority Pass.
8.4Expert Score
  • Get 6 Reward Points per Rs. 200 you spend except on Select categories.
  • Get 3 Reward Points per Rs. 200 spent on tax payments, utilities, government services, transportation, etc.
  • Get 12 Reward Points per Rs. 200 spent on dining and travel
  • Avail of a discount of 25% on movie tickets through BookMyShow.
  • Complimentary Priority Pass Membership.
  • 3 Complimentary international lounge access per year.
  • 2 complimentary domestic lounge access per quarter.
  • 1 complimentary golf lesson each month.
  • Get your joining & annual fee waived off on meeting the spend targets.
  • Low foreign currency markup fee of 2.75%.
Best values score
8.4
8.4Expert Score
  • Get 6 Reward Points per Rs. 200 you spend except on Select categories.
  • Get 3 Reward Points per Rs. 200 spent on tax payments, utilities, government services, transportation, etc.
  • Get 12 Reward Points per Rs. 200 spent on dining and travel
  • Avail of a discount of 25% on movie tickets through BookMyShow.
  • Complimentary Priority Pass Membership.
  • 3 Complimentary international lounge access per year.
  • 2 complimentary domestic lounge access per quarter.
  • 1 complimentary golf lesson each month.
  • Get your joining & annual fee waived off on meeting the spend targets.
  • Low foreign currency markup fee of 2.75%.
Best values score
8.4

Specification: YES Premia Credit Card

Bank Name

YES Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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