Kotak White Credit Card

8.6
Expert ScoreRead review
  • Rewards as White Pass value.
  • Earn White Pass value on achieving spends-based milestones.
  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
  • 4 complimentary international lounge access with Priority Pass membership.
  • 8 complimentary domestic lounge access every year (2 per quarter).
  • Fuel and railway surcharge waiver.
  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.

Added to wishlistRemoved from wishlist 0
Add to compare
Category:

Kotak White Credit Card

8.6
Expert ScoreRead review
  • Rewards as White Pass value.
  • Earn White Pass value on achieving spends-based milestones.
  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
  • 4 complimentary international lounge access with Priority Pass membership.
  • 8 complimentary domestic lounge access every year (2 per quarter).
  • Fuel and railway surcharge waiver.
  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 3,000 + GST
Joining Fee
Rs. 3,000 + GST
Type of Card
Reward
Welcome Benefits
Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup

USP of Card

  • Rewards as White Pass value.
  • Earn White Pass value on achieving spends-based milestones.
  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
  • 4 complimentary international lounge access with Priority Pass membership.
  • 8 complimentary domestic lounge access every year (2 per quarter).
  • Fuel and railway surcharge waiver.
  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.

Fees & Charges

Spend Based Waiver
Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year
Interest Rates
3.1% per month (37.2% annually)
Cash Advance Charges
3.5% + GST
Rewards Redemption Fee
Nil
Fuel Surcharge
Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)
Foreign Currency Markup
Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
White Pass value redeemable for vouchers from partner brands
Zero Liability Protection
Cover worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card
Rewards Rate
Earn Reward Points as White Pass value post crossing the expenditure milestone of Rs. 2 lakh
Travel
8 complimentary domestic lounge access annually (2/quarter), 4 complimentary international lounge access every year with Priority Pass
Online Shopping offers
NA
Insurance Benefits
Cover against unauthorized use of card worth Rs. 2.5 lakh
Domestic Lounge Access
8 complimentary domestic lounge access every year (2/quarter)
International Lounge Access
4 complimentary international lounge access annually with Priority Pass
8.6Expert Score
  • Rewards as White Pass value.
  • Earn White Pass value on achieving spends-based milestones.
  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
  • 4 complimentary international lounge access with Priority Pass membership.
  • 8 complimentary domestic lounge access every year (2 per quarter).
  • Fuel and railway surcharge waiver.
  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.
Best values score
8.6
8.6Expert Score
  • Rewards as White Pass value.
  • Earn White Pass value on achieving spends-based milestones.
  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
  • 4 complimentary international lounge access with Priority Pass membership.
  • 8 complimentary domestic lounge access every year (2 per quarter).
  • Fuel and railway surcharge waiver.
  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.
Best values score
8.6

Specification: Kotak White Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

User Reviews

0.0 out of 5
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

2023 Matyaj creatives india pvt Ltd. All rights reserved.
BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0