Aditya Birla Health Insurance – Activ Assure – Diamond

9.1
Expert ScoreRead review
  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB
PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM.
  • Cover :₹ 30.0 Lakhs
  • Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
  • Copay :No copayment 
  • Claims Settled :99.41%

10,318.00

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Health insurance

Aditya Birla Health Insurance – Activ Assure – Diamond

9.1
Expert ScoreRead review


Premium Amount

10,318.00

  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB
PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM.
  • Cover :₹ 30.0 Lakhs
  • Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
  • Copay :No copayment 
  • Claims Settled :99.41%
100% Cover restoration
150% Cover restoration maximum upto Rs 50 lakhs
Free Health Check-up
-
Daily cash allowance
NA
Ambulance charges
Up to Rs. 2500
Pre-hospitalisation
Expenses for 30 days covered
No claim bonus
10% of S.I. per annum, Max upto 50% of S.I.
Post hospitalisation
Expenses for 60 days covered
Ayush treatments
Rs 30,000
Maternity
NA
Outpatient Expense
NA
Organ donor expenses
Covered up to Rs. 3000000
New-born treatment
NA
Domiciliary Hospitalisation
Covered upto 10% of SI
Recovery allowance
NA
Sum Insured
30 Lakh
E- Consultation
NA

Pros

NA
10% of S.I. per annum, Max upto 50% of S.I.
Rs 30,000
Domiciliary Hospitalisation
Covered upto 10% of SI

cons

USP of This Plan

  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB
PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM.
  • Cover :₹ 30.0 Lakhs
  • Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
  • Copay :No copayment 
  • Claims Settled :99.41%

Our Take

9.1Expert Score
  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB
PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM.
  • Cover :₹ 30.0 Lakhs
  • Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
  • Copay :No copayment 
  • Claims Settled :99.41%
Best values score
9.1

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
Added to wishlistRemoved from wishlist 0
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9.1Expert Score
  • HealthReturnsTM
  • Health Coach
  • Accidental Hospitalisation Booster
  • Cancer Hospitalisation Booster
  • Super NCB
PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM.
  • Cover :₹ 30.0 Lakhs
  • Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
  • Copay :No copayment 
  • Claims Settled :99.41%
Best values score
9.1

Specification: Aditya Birla Health Insurance – Activ Assure – Diamond

Co-pay

Claims settlment Ratio

Sum Insured

100% Cover restoration

No claim bonus

Free Health Checkup

Ambulance charges

Daily Cash Allowance

Pre-hospitalisation Expenses

Post hospitalisation expenses

Organ donor expenses

Maternity

New-born treatment

Domiciliary Hospitalisation

Outpatient

Ayush treatments

Day Care Procedures

Abundance of network hospitals

Pre-existing diseases (PED)Coverage

Recovery allowance

Room Rent Limit

Tele-Consultation

The waiting period

Treatment at Home

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Aditya Birla Health Insurance – Activ Assure – Diamond
Aditya Birla Health Insurance – Activ Assure – Diamond

10,318.00

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