YES Prosperity Cashback Plus Credit Card

7.8
Expert ScoreRead review
  • You get a 0.75% cashback on all retail spending.
  • Get a 5% cashback on all your spending on groceries and movie ticket bookings.
  • Get a 5% cashback on utility bill payments through YES PayNow.
  • Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.

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YES Prosperity Cashback Plus Credit Card

7.8
Expert ScoreRead review
  • You get a 0.75% cashback on all retail spending.
  • Get a 5% cashback on all your spending on groceries and movie ticket bookings.
  • Get a 5% cashback on utility bill payments through YES PayNow.
  • Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.
Reward Type
Reward Points
Renewal Fee
Rs 1499 plus applicable taxes
Joining Fee
Rs 1499 plus applicable taxes
Type of Card
Cashback
Welcome Benefits
A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.

USP of Card

  • You get a 0.75% cashback on all retail spending.
  • Get a 5% cashback on all your spending on groceries and movie ticket bookings.
  • Get a 5% cashback on utility bill payments through YES PayNow.
  • Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.5% per month
Cash Advance Charges
3.4% on all foreign currency spends
Rewards Redemption Fee
Rs. 100 on every redemption request
Fuel Surcharge
1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 5,000.
Foreign Currency Markup
2.5% of the withdrawn amount or Rs. 300 (whichever is higher).
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
NA
Zero Liability Protection
The cardholder will not be liable for transactions done on a lost/stolen card if the loss is reported to the bank within 3 working days.
Rewards Rate
0.75% cashback on all retail spends, 5% cashback on movies & groceries.
Travel
NA
Online Shopping offers
NA
Insurance Benefits
Credit shield cover in case of death of the primary cardholder
Domestic Lounge Access
NA
International Lounge Access
NA
7.8Expert Score
  • You get a 0.75% cashback on all retail spending.
  • Get a 5% cashback on all your spending on groceries and movie ticket bookings.
  • Get a 5% cashback on utility bill payments through YES PayNow.
  • Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.
Best values score
7.8
7.8Expert Score
  • You get a 0.75% cashback on all retail spending.
  • Get a 5% cashback on all your spending on groceries and movie ticket bookings.
  • Get a 5% cashback on utility bill payments through YES PayNow.
  • Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.
Best values score
7.8

Specification: YES Prosperity Cashback Plus Credit Card

Bank Name

YES Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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YES Prosperity Cashback Plus Credit Card
YES Prosperity Cashback Plus Credit Card

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