YES Bank EMI Credit Card

9
Expert ScoreRead review
  • 3% cash back on selected purchases made using this card.
  • 1% cashback on all other retail transactions
  • Automatic conversion of large transactions into EMIs.
  • Spend-based waiver of the annual membership fee.
  • 1% fuel surcharge waiver.
  • Exciting additional deals on YES Cart.

Added to wishlistRemoved from wishlist 0
Add to compare

YES Bank EMI Credit Card

9
Expert ScoreRead review
  • 3% cash back on selected purchases made using this card.
  • 1% cashback on all other retail transactions
  • Automatic conversion of large transactions into EMIs.
  • Spend-based waiver of the annual membership fee.
  • 1% fuel surcharge waiver.
  • Exciting additional deals on YES Cart.
Reward Type
Reward Points
Renewal Fee
₹ 499
Joining Fee
₹ 499
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • 3% cash back on selected purchases made using this card.
  • 1% cashback on all other retail transactions
  • Automatic conversion of large transactions into EMIs.
  • Spend-based waiver of the annual membership fee.
  • 1% fuel surcharge waiver.
  • Exciting additional deals on YES Cart.

Fees & Charges

Spend Based Waiver
The renewal fee of Rs. 499 is waived on spending Rs. 1.2 lakhs or more in the previous anniversary year.
Interest Rates
3.5% per month
Cash Advance Charges
3.5% of the total amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver capped at Rs. 250 per month.
Foreign Currency Markup
2.5% of the withdrawn amount or a minimum of Rs. 500
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The earned cashback is directly credited to the cardholders' accounts.
Zero Liability Protection
You get zero liability protection against a lost/stolen card if reported to the bank in a timely manner.
Rewards Rate
Get 1% cashback on all retail purchases and 3% cashback on selected transactions through YES Cart.
Travel
NA
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • 3% cash back on selected purchases made using this card.
  • 1% cashback on all other retail transactions
  • Automatic conversion of large transactions into EMIs.
  • Spend-based waiver of the annual membership fee.
  • 1% fuel surcharge waiver.
  • Exciting additional deals on YES Cart.
Best values score
9
9Expert Score
  • 3% cash back on selected purchases made using this card.
  • 1% cashback on all other retail transactions
  • Automatic conversion of large transactions into EMIs.
  • Spend-based waiver of the annual membership fee.
  • 1% fuel surcharge waiver.
  • Exciting additional deals on YES Cart.
Best values score
9

Specification: YES Bank EMI Credit Card

Bank Name

YES Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

User Reviews

0.0 out of 5
0
0
0
0
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0