Swiggy HDFC Bank Credit Card

9.2
Expert ScoreRead review

Complimentary 3-Month Swiggy One Membership as welcome benefit
• 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie
• 5% Cashback on online spends across top brands
• 1% Cashback on other spends
• Renewal fee waiver on annual spends of Rs. 2 Lakhs and above

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Category: Tag:

Swiggy HDFC Bank Credit Card

9.2
Expert ScoreRead review

Complimentary 3-Month Swiggy One Membership as welcome benefit
• 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie
• 5% Cashback on online spends across top brands
• 1% Cashback on other spends
• Renewal fee waiver on annual spends of Rs. 2 Lakhs and above

Category: Tag:
Reward Type
Cashback
Renewal Fee
Rs. 500
Joining Fee
Rs. 500
Type of Card
Cashback
Welcome Benefits
Complimentary 3-month Swiggy One membership upon card activation

USP of Card

Complimentary 3-Month Swiggy One Membership as welcome benefit
• 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie
• 5% Cashback on online spends across top brands
• 1% Cashback on other spends
• Renewal fee waiver on annual spends of Rs. 2 Lakhs and above

Fees & Charges

Spend Based Waiver
Renewal fee waiver on spending Rs. 2 Lakhs in the year
Interest Rates
3.6% per month (or 43.2% per annum)
Cash Advance Charges
3.5% of the total amount
Rewards Redemption Fee
Cashback is automatically redeemed in the form of Swiggy Money and can be used across the Swiggy app
Fuel Surcharge
NA
Foreign Currency Markup
2.5% of the withdrawn amount or Rs. 500, whichever is higher
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more
Reward Redemption
Cashback is automatically redeemed in the form of Swiggy Money and can be used across the Swiggy app
Zero Liability Protection
Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card
Rewards Rate
10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories
Travel
Upto 5% cashback on merchants like Uber and Ola
Online Shopping offers
10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
9.2Expert Score
Complimentary 3-Month Swiggy One Membership as welcome benefit • 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie • 5% Cashback on online spends across top brands • 1% Cashback on other spends • Renewal fee waiver on annual spends of Rs. 2 Lakhs and above
Best values score
9.2
PROS
  • Get 10% cashback on all your Swiggy food delivery orders, including Genie and Instamart.
  • Up to ₹1,500 cashback per month across major online shopping platforms.
  • For food enthusiasts, a complimentary Swiggy One membership for three months is extremely beneficial.
CONS
  • You can only redeem your cashback on the Swiggy app.
  • No domestic or international lounge access with the Swiggy HDFC Credit Card.
  • The foreign currency markup is extremely high at 3.5%
9.2Expert Score
Complimentary 3-Month Swiggy One Membership as welcome benefit • 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie • 5% Cashback on online spends across top brands • 1% Cashback on other spends • Renewal fee waiver on annual spends of Rs. 2 Lakhs and above
Best values score
9.2
PROS
  • Get 10% cashback on all your Swiggy food delivery orders, including Genie and Instamart.
  • Up to ₹1,500 cashback per month across major online shopping platforms.
  • For food enthusiasts, a complimentary Swiggy One membership for three months is extremely beneficial.
CONS
  • You can only redeem your cashback on the Swiggy app.
  • No domestic or international lounge access with the Swiggy HDFC Credit Card.
  • The foreign currency markup is extremely high at 3.5%

Specification: Swiggy HDFC Bank Credit Card

Bank Name

HDFC Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card

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