Specification: Star Health Insurance – Star Health Assured

Claims settlment Ratio	99.4%
Sum Insured	100 lakh
100% Cover restoration	Automatic unlimited restoration of sum insured of upto 100% upon partial/full utilization during hospitalisation.
No claim bonus	NCB of upto 25% of sum insured for each claim free year upto 100%
Free Health Checkup	Covered upto 10% of base sum insured till the limit of Rs 5 lakhs per policy year
Ambulance charges	Road ambulance : Covered upto SI, Air ambulance: Covered upto 10% of base Sum Insured
Daily Cash Allowance	Rs 1,000 paid for shared accomodation during IPD
Pre-hospitalisation Expenses	Expenses for 30 days covered
Post hospitalisation expenses	Expenses for 180 days covered
Organ donor expenses	Covered upto SI
Maternity	1)Delivery expenses: Upto 10% of base SI for normal and caeserean delivery including pre-natal and post-natal expenses post waiting period of 24 months., 2)Coverage for In Utero Fetal Surgery/ Intervention after waiting period of 24 months is served, 3) Coverage for Assisted Reproduction Treatment starting from Rs 1 Lakh till Rs 4 lakhs depending on base SI post waiting period of 24 months., 4) Coverage for New born baby hospitalisation expenses starting from Rs 2 lakhs till Rs 4 lakhs depending on base SI from day 1, Normal Delivery Rs 50,000, Caesarean Delivery Rs 1,00,000
New-born treatment	Applicable only for new borns for whom claim has been made for delivery in the policy,Coverage: Up to 2,00,000, Vaccination expense: Up to 10,000
Domiciliary Hospitalisation	Covered upto 10% of base sum insured till the limit of Rs 5 lakhs per policy year
Outpatient	1. Upto 10% of base SI payable till Rs 5 lakhs per policy period per policy year for OPD treatment of Chronic Severe Refractory Asthma., 2. Upto 20% of base SI payable till sub-limits per policy year for OPD expenses for Rehabilitation and Pain management
Ayush treatments	Ayush benefit up to Rs. 30000
Abundance of network hospitals	11,318 Pan India
Pre-existing diseases (PED)Coverage	covered after 3 years
Recovery allowance	Covered upto 20% of base SI payable till sub-limits per policy year for Rehabilitation and Pain management
Room Rent Limit	you will have to pay more if you stay room category above single standard A.C room.
The waiting period	covers accident related hospitalisation from day 1. Other hospitalisations are covered from 30 days after the policy start date

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Star Health Insurance – Star Health Assured

Specification: Star Health Insurance – Star Health Assured

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