Star Health – Arogya Sanjeevini – Individual

8
Expert ScoreRead review

As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery

  • Cover :₹ 10.0 Lakhs
  • Bonus / NCB :5% for every claim free year, upto maximum of 50%
  • Copay :5% 
  • Claims Settled :99.06%

₹6,584.00

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Category:
Health insurance

Star Health – Arogya Sanjeevini – Individual

8
Expert ScoreRead review


Premium Amount

₹6,584.00

As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery

  • Cover :₹ 10.0 Lakhs
  • Bonus / NCB :5% for every claim free year, upto maximum of 50%
  • Copay :5% 
  • Claims Settled :99.06%
Category:
100% Cover restoration
na
Free Health Check-up
-
Daily cash allowance
NA
Ambulance charges
Upto Rs 2000 per hospitalization event
Pre-hospitalisation
Expenses for 30 days covered
No claim bonus
5% for every claim free year, upto maximum of 50%
Post hospitalisation
Expenses for 60 days covered
Ayush treatments
Upto Sum insured
Maternity
NA
Outpatient Expense
NA
Organ donor expenses
NA
New-born treatment
NA
Domiciliary Hospitalisation
NA
Recovery allowance
NA
Sum Insured
10 Lakh
E- Consultation
NA

Pros

NA
5% for every claim free year, upto maximum of 50%
Upto Sum insured
Domiciliary Hospitalisation
NA

cons

Category:

USP of This Plan

As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery

  • Cover :₹ 10.0 Lakhs
  • Bonus / NCB :5% for every claim free year, upto maximum of 50%
  • Copay :5% 
  • Claims Settled :99.06%

Our Take

8Expert Score
As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery
  • Cover :₹ 10.0 Lakhs
  • Bonus / NCB :5% for every claim free year, upto maximum of 50%
  • Copay :5% 
  • Claims Settled :99.06%
Best values score
8

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
Star Health – Arogya Sanjeevini – Individual
₹6,584.00

Star Health – Arogya Sanjeevini – Individual

★★★★★
Added to wishlistRemoved from wishlist 0
Add to compare
8Expert Score
As unique as its name, the Arogya Sanjeevani Policy is a highly beneficial and affordable health insurance policy from STAR Health Insurance. The Policy has been created to cover the most essential clinic aspects required in process of recovery
  • Cover :₹ 10.0 Lakhs
  • Bonus / NCB :5% for every claim free year, upto maximum of 50%
  • Copay :5% 
  • Claims Settled :99.06%
Best values score
8

Specification: Star Health – Arogya Sanjeevini – Individual

Co-pay

Claims settlment Ratio

Sum Insured

100% Cover restoration

No claim bonus

Free Health Checkup

Ambulance charges

Daily Cash Allowance

Pre-hospitalisation Expenses

Post hospitalisation expenses

Organ donor expenses

Maternity

New-born treatment

Domiciliary Hospitalisation

Outpatient

Ayush treatments

Day Care Procedures

Abundance of network hospitals

Pre-existing diseases (PED)Coverage

Recovery allowance

Room Rent Limit

Tele-Consultation

The waiting period

Treatment at Home

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Star Health – Arogya Sanjeevini – Individual
Star Health – Arogya Sanjeevini – Individual

₹6,584.00

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