Standard Chartered Rewards Credit Card

Expert ScoreRead review

Earn 4x Reward Points on all retail spends.
1x Rewards on insurance and government payments.
Additional 4x Reward Points on all spends after achieving the monthly milestone.
Complimentary domestic lounge access every year.
1% fuel surcharge waiver on all fuel purchases.
Spend-based waiver of the renewal fee.

Standard Chartered

Category: Credit Cards

Reward Type

Cashback

Renewal Fee

Rs. 1000 + GST

Joining Fee

Nil

Type of Card

Reward

Welcome Benefits

USP of Card

Earn 4x Reward Points on all retail spends.
1x Rewards on insurance and government payments.
Additional 4x Reward Points on all spends after achieving the monthly milestone.
Complimentary domestic lounge access every year.
1% fuel surcharge waiver on all fuel purchases.
Spend-based waiver of the renewal fee.

Fees & Charges

Spend Based Waiver

The renewal fee is waived on spending Rs. 3 lakhs or more in the previous year.

Interest Rates

3.75% per month

Cash Advance Charges

3.5% of the transaction amount

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3% of the withdrawn amount subject to a minimum of Rs. 300

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card's statement balance.

Zero Liability Protection

The cardholders are not liable for any fraudulent transactions made against a lost/stolen card if reported to the bank in a timely manner.

Rewards Rate

4 Reward Points on every retail spend of Rs. 150, 1 RP on every Rs. 150 spent on government payments and insurance.

Travel

Complimentary domestic lounge access every quarter.

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

1 free domestic lounge access every quarter, i.e. 4 per year.

International Lounge Access

9Expert Score

Earn 4x Reward Points on all retail spends.
1x Rewards on insurance and government payments.
Additional 4x Reward Points on all spends after achieving the monthly milestone.
Complimentary domestic lounge access every year.
1% fuel surcharge waiver on all fuel purchases.
Spend-based waiver of the renewal fee.

Best values score

9Expert Score

Earn 4x Reward Points on all retail spends.
1x Rewards on insurance and government payments.
Additional 4x Reward Points on all spends after achieving the monthly milestone.
Complimentary domestic lounge access every year.
1% fuel surcharge waiver on all fuel purchases.
Spend-based waiver of the renewal fee.

Best values score

Specification: Standard Chartered Rewards Credit Card

Bank Name	Standard Chartered
Type of Credit Card	Reward
Joining Fees	Nil
Renewal fees	Rs. 1000 + GST
Best Suited for	Shopping
Reward Type	Cashback
Welcome Benifits	NA
Movie & Dining Offers	NA
Travel Offers	Complimentary domestic lounge access every quarter.
online shopping offers	NA
Reward redemption	1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card's statement balance.
Reward Rate	4 Reward Points on every retail spend of Rs. 150, 1 RP on every Rs. 150 spent on government payments and insurance.
Domestic Lounge Access	1 free domestic lounge access every quarter, i.e. 4 per year.
International lounge access	NA
Insurance Benifits	NA
Zero liability protection	The cardholders are not liable for any fraudulent transactions made against a lost/stolen card if reported to the bank in a timely manner.
Spend based waiver	The renewal fee is waived on spending Rs. 3 lakhs or more in the previous year.
Reward redemption charges	Rs. 99
Foreign currency markup Charges	3.5% of the transaction amount
Interest Charges	3.75% per month
Fuel Surcharges	1% fuel surcharge waiver on all fuel transactions
Cash advance charges	3% of the withdrawn amount subject to a minimum of Rs. 300
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	The primary applicant should be between 21 and 60 years of age.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	Earn 4x Reward Points on all retail spends.
USP of Card	NA
BestValue Score	9

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Standard Chartered Rewards Credit Card

Standard Chartered Rewards Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Standard Chartered Rewards Credit Card

User Reviews

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