Shoppers Stop HDFC Bank Credit Card

9
Expert ScoreRead review
  • Complimentary Shoppers Stop Membership.
  • Get a Shoppers Stop Voucher worth Rs.500 as a welcome benefit redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
  • Earn 6 First Citizen Points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 monthly points).
  • Earn 2 First Citizen Points per Rs. 150 spent on other Shoppers Stop brands and miscellaneous categories (except wallet and fuel).
  • 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
  • All points will be reflected in the Shoppers Stop account and can be redeemed only in the platforms and outlets

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Shoppers Stop HDFC Bank Credit Card

9
Expert ScoreRead review
  • Complimentary Shoppers Stop Membership.
  • Get a Shoppers Stop Voucher worth Rs.500 as a welcome benefit redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
  • Earn 6 First Citizen Points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 monthly points).
  • Earn 2 First Citizen Points per Rs. 150 spent on other Shoppers Stop brands and miscellaneous categories (except wallet and fuel).
  • 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
  • All points will be reflected in the Shoppers Stop account and can be redeemed only in the platforms and outlets
Reward Type
Reward Points
Renewal Fee
Nil
Joining Fee
Nil
Type of Card
Shopping
Welcome Benefits
A voucher worth Rs. 500 as a welcome gift can be redeemed on a minimum spend of Rs. 3000 at Shoppers Stop stores.

USP of Card

  • Complimentary Shoppers Stop Membership.
  • Get a Shoppers Stop Voucher worth Rs.500 as a welcome benefit redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
  • Earn 6 First Citizen Points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 monthly points).
  • Earn 2 First Citizen Points per Rs. 150 spent on other Shoppers Stop brands and miscellaneous categories (except wallet and fuel).
  • 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
  • All points will be reflected in the Shoppers Stop account and can be redeemed only in the platforms and outlets

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.6% per month (or 43.2% annually)
Cash Advance Charges
3.5% (plus applicable taxes)
Rewards Redemption Fee
NA
Fuel Surcharge
Cardholders get a 1% fuel surcharge waived (up to Rs. 250 per statement cycle), across all petrol stations in India.
Foreign Currency Markup
2.5 % of the transaction amount subject to a minimum charge of Rs 500.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The points can be redeemed on purchases made in Shoppers Stop Outlet or online through Shoppers Stop website.
Zero Liability Protection
Cardholder shall not be liable for any fraudulent transaction done on the card post reporting the loss of card to the bank.
Rewards Rate
Earn 6 First Citizen Points on every Rs.150 spent on Private Label Brands and 2 First Citizen Points on every Rs.150 spent on all other retail transactions except fuel and wallet
Travel
NA
Online Shopping offers
10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
N/A
9Expert Score
  • Complimentary Shoppers Stop Membership.
  • Get a Shoppers Stop Voucher worth Rs.500 as a welcome benefit redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
  • Earn 6 First Citizen Points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 monthly points).
  • Earn 2 First Citizen Points per Rs. 150 spent on other Shoppers Stop brands and miscellaneous categories (except wallet and fuel).
  • 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
  • All points will be reflected in the Shoppers Stop account and can be redeemed only in the platforms and outlets
Best values score
9
PROS
  • Shoppers Stop HDFC Bank Credit Card is a lifetime free card with zero annual and joining fees.
  • You can also make UPI payments by linking your RuPay credit card
CONS
  • Reward points (First Citizen Points) can only be availed on the Shoppers Stop platform or outlets.
  • This card does not provide any golfing benefits, and you will also not have access to domestic or international lounges.
9Expert Score
  • Complimentary Shoppers Stop Membership.
  • Get a Shoppers Stop Voucher worth Rs.500 as a welcome benefit redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
  • Earn 6 First Citizen Points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 monthly points).
  • Earn 2 First Citizen Points per Rs. 150 spent on other Shoppers Stop brands and miscellaneous categories (except wallet and fuel).
  • 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
  • All points will be reflected in the Shoppers Stop account and can be redeemed only in the platforms and outlets
Best values score
9
PROS
  • Shoppers Stop HDFC Bank Credit Card is a lifetime free card with zero annual and joining fees.
  • You can also make UPI payments by linking your RuPay credit card
CONS
  • Reward points (First Citizen Points) can only be availed on the Shoppers Stop platform or outlets.
  • This card does not provide any golfing benefits, and you will also not have access to domestic or international lounges.

Specification: Shoppers Stop HDFC Bank Credit Card

Bank Name

HDFC Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Shoppers Stop HDFC Bank Credit Card
Shoppers Stop HDFC Bank Credit Card

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