SBI Unnati Credit Card

  • No Annual Charges (For first four years)
  • 1 Reward Point per Rs 100 you spend
  • Rs 500 cashback on annual spending of Rs 50,000 within 15 days
  • 1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).

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SBI Unnati Credit Card

  • No Annual Charges (For first four years)
  • 1 Reward Point per Rs 100 you spend
  • Rs 500 cashback on annual spending of Rs 50,000 within 15 days
  • 1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).
Reward Type
Reward Points
Renewal Fee
₹ 499
Joining Fee
Nil
Type of Card
Shopping
Welcome Benefits
N/A

USP of Card

  • No Annual Charges (For first four years)
  • 1 Reward Point per Rs 100 you spend
  • Rs 500 cashback on annual spending of Rs 50,000 within 15 days
  • 1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.50% per month (42% per annum)
Cash Advance Charges
3.5% on the conversion amount
Rewards Redemption Fee
Rs. 99 per redemption request
Fuel Surcharge
1% surcharge waiver on all fuel purchases using the SBI Unnati credit card
Foreign Currency Markup
2.5% on the amount withdrawn subject to a minimum charge of Rs. 500
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
1 RP = Rs 0.25 on redemption against a host of gifts and benefits at the SBI Card rewards catalog.
Zero Liability Protection
NA
Rewards Rate
1 reward point per Rs 100 you spend
Travel
NA
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA

Specification: SBI Unnati Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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