SBI SimplySAVE Credit Card

9.2
Expert ScoreRead review
  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
  • 1 Reward Point for every spend of Rs. 150.
  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
  • 1% fuel surcharge wavier.

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Category: Tag:

SBI SimplySAVE Credit Card

9.2
Expert ScoreRead review
  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
  • 1 Reward Point for every spend of Rs. 150.
  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
  • 1% fuel surcharge wavier.
Category: Tag:
Reward Type
Reward Points
Renewal Fee
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Type of Card
Shopping
Welcome Benefits
Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance.

USP of Card

  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
  • 1 Reward Point for every spend of Rs. 150.
  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
  • 1% fuel surcharge wavier.

Fees & Charges

Spend Based Waiver
Renewal fee can be waived off on incurring Rs. 1 lakh in the previous year
Interest Rates
-
Cash Advance Charges
3.5% of the transaction amount
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Fuel Surcharge
-
Foreign Currency Markup
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
10X Reward Points on movie and dining spends
Reward Redemption
Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)
Zero Liability Protection
On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.
Rewards Rate
1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%)
Travel
NA
Online Shopping offers
10X Reward Points for every Rs. 150 purchase made on dining, departmental stores, movies, and grocery spending (reward rate = 2.5%).
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
9.2Expert Score
  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
  • 1 Reward Point for every spend of Rs. 150.
  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
  • 1% fuel surcharge wavier.
Best values score
9.2
PROS
  • This card comes at a low joining fee of 499.
  • You can earn great reward points on spends with this card.
CONS
  • This card doesn’t provide international or domestic lounge access.
  • There aren’t any insurance benefits with this card.
  • Reward redemptions will be chargeable at Rs. 99
9.2Expert Score
  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
  • 1 Reward Point for every spend of Rs. 150.
  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
  • 1% fuel surcharge wavier.
Best values score
9.2
PROS
  • This card comes at a low joining fee of 499.
  • You can earn great reward points on spends with this card.
CONS
  • This card doesn’t provide international or domestic lounge access.
  • There aren’t any insurance benefits with this card.
  • Reward redemptions will be chargeable at Rs. 99

Specification: SBI SimplySAVE Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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SBI SimplySAVE Credit Card
SBI SimplySAVE Credit Card

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