SBI Shaurya Credit Card

9
Expert ScoreRead review
  • 1,000 Reward Points as a welcome gift.
  • Up to 5 Reward Points on every spend of Rs. 100.
  • Reward Points redeemable against the card’s outstanding balance.
  • Spend-based waiver of the renewal fee.
  • 1% fuel surcharge waiver.
  • Complimentary insurance cover against personal accident.

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Category:

SBI Shaurya Credit Card

9
Expert ScoreRead review
  • 1,000 Reward Points as a welcome gift.
  • Up to 5 Reward Points on every spend of Rs. 100.
  • Reward Points redeemable against the card’s outstanding balance.
  • Spend-based waiver of the renewal fee.
  • 1% fuel surcharge waiver.
  • Complimentary insurance cover against personal accident.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 250
Joining Fee
Rs. 250
Type of Card
Shopping
Welcome Benefits
1,000 bonus Reward Points

USP of Card

  • 1,000 Reward Points as a welcome gift.
  • Up to 5 Reward Points on every spend of Rs. 100.
  • Reward Points redeemable against the card’s outstanding balance.
  • Spend-based waiver of the renewal fee.
  • 1% fuel surcharge waiver.
  • Complimentary insurance cover against personal accident.

Fees & Charges

Spend Based Waiver
The renewal fee is waived off if you spend Rs. 50,000 or more in the previous year.
Interest Rates
2.75% p.m. (33% annually)
Cash Advance Charges
3.5% on all foreign currency spends
Rewards Redemption Fee
Rs. 99 per redemption request
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000.
Foreign Currency Markup
2.5% or Rs. 500 (whichever is higher)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The reward points you earn can be redeemed against various options from the Rewards catalogue or against the card’s outstanding balance at a rate of 1 RP = Re. 0.25.
Zero Liability Protection
NA
Rewards Rate
1 Reward Points on every spend of Rs. 100 and 5x Reward Points on groceries, dining, CSD, movies, departmental stores, etc.
Travel
NA
Online Shopping offers
You get 5 Reward Points on every spend of Rs. 100 on dining, groceries, movies, and departmental stores.
Insurance Benefits
Personal accident insurance cover worth Rs. 2 lakhs.
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • 1,000 Reward Points as a welcome gift.
  • Up to 5 Reward Points on every spend of Rs. 100.
  • Reward Points redeemable against the card’s outstanding balance.
  • Spend-based waiver of the renewal fee.
  • 1% fuel surcharge waiver.
  • Complimentary insurance cover against personal accident.
Best values score
9
9Expert Score
  • 1,000 Reward Points as a welcome gift.
  • Up to 5 Reward Points on every spend of Rs. 100.
  • Reward Points redeemable against the card’s outstanding balance.
  • Spend-based waiver of the renewal fee.
  • 1% fuel surcharge waiver.
  • Complimentary insurance cover against personal accident.
Best values score
9

Specification: SBI Shaurya Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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