SBI AURUM Credit Card

8.4
Expert ScoreRead review
  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • Card renewal fee waived off on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 1 domestic airport spa visit per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.
  • Foreign currency mark-up rate of 1.99% on foreign currency transactions greater than Rs. 1,000.

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Category: Tag:

SBI AURUM Credit Card

8.4
Expert ScoreRead review
  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • Card renewal fee waived off on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 1 domestic airport spa visit per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.
  • Foreign currency mark-up rate of 1.99% on foreign currency transactions greater than Rs. 1,000.
Category: Tag:
Reward Type
Reward Points
Renewal Fee
Rs. 9,999 + GST
Joining Fee
Rs. 9,999 + GST
Type of Card
Shopping
Welcome Benefits
40,000 Reward Points and complimentary memberships of Zomato Pro and BBStar (6 months)

USP of Card

  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • Card renewal fee waived off on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 1 domestic airport spa visit per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.
  • Foreign currency mark-up rate of 1.99% on foreign currency transactions greater than Rs. 1,000.

Fees & Charges

Spend Based Waiver
Annual membership fee waived off on annual spends of Rs. 12,00,000
Interest Rates
3.50% per month (42% per annum)
Cash Advance Charges
1.99% of the transaction amount
Rewards Redemption Fee
NA
Fuel Surcharge
1% fuel surcharge waived off at all fuel stations across India.
Foreign Currency Markup
2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Complimentary memberships of Zomato Pro and Eazydiner Prime and 4 movie tickets from BookMyShow every month (max cap of Rs. 250 per ticket)
Reward Redemption
Reward Points are redeemable for gift vouchers, hotel reservations, flight tickets etc., on dedicated AURUM Rewards portal
Zero Liability Protection
Cardholder not liable for fraudulent transactions post reporting the loss of card to the bank
Rewards Rate
4 Reward Points per Rs. 100 spent (reward rate of 1%)
Travel
Complimentary domestic and international airport lounge access and complimentary airport spa access.
Online Shopping offers
4 complimentary domestic airport lounge access per quarter under Visa/MasterCard Domestic Lounge Program.
Insurance Benefits
NA
Domestic Lounge Access
4 complimentary domestic lounge access under Visa/MasterCard domestic lounge program
International Lounge Access
Unlimited international airport lounge access with complimentary Dreamfolks lounge program membership
8.4Expert Score
  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • Card renewal fee waived off on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 1 domestic airport spa visit per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.
  • Foreign currency mark-up rate of 1.99% on foreign currency transactions greater than Rs. 1,000.
Best values score
8.4
PROS
  • You get 40,000 Reward Points as a welcome benefit with the SBI Aurum Credit Card.
  • With this card, you also get Tata CLiQ Luxury vouchers worth Rs. 5,000 on achieving the milestone benefit.
CONS
  • There are no insurance benefits provided along with this card.
  • Earlier subscriptions like Amazon Prime and Discovery Plus were offered along with the card, which has been since discontinued.
8.4Expert Score
  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • Card renewal fee waived off on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 1 domestic airport spa visit per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.
  • Foreign currency mark-up rate of 1.99% on foreign currency transactions greater than Rs. 1,000.
Best values score
8.4
PROS
  • You get 40,000 Reward Points as a welcome benefit with the SBI Aurum Credit Card.
  • With this card, you also get Tata CLiQ Luxury vouchers worth Rs. 5,000 on achieving the milestone benefit.
CONS
  • There are no insurance benefits provided along with this card.
  • Earlier subscriptions like Amazon Prime and Discovery Plus were offered along with the card, which has been since discontinued.

Specification: SBI AURUM Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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