Reliance Health Wise Silver

8.4
Expert ScoreRead review
  • Cover :₹ 3.0 Lakhs
  • Bonus / NCB :5% No claim discount, maximum up to 20%
  • Copay :25%
  • Claims Settled :98.65%
  • Reliance Health Wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%

6,156.00

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Category:
Health insurance

Reliance Health Wise Silver

8.4
Expert ScoreRead review


Premium Amount

6,156.00

  • Cover :₹ 3.0 Lakhs
  • Bonus / NCB :5% No claim discount, maximum up to 20%
  • Copay :25%
  • Claims Settled :98.65%
  • Reliance Health Wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%
Category:
100% Cover restoration
na
Free Health Check-up
-
Daily cash allowance
NA
Ambulance charges
Covered upto Rs. 700
Pre-hospitalisation
Expenses for 60 days covered
No claim bonus
5% No claim discount, maximum up to 20%
Post hospitalisation
Expenses for 90 days covered
Ayush treatments
NA
Maternity
NA
Outpatient Expense
NA
Organ donor expenses
Covered up to Rs. 300000
New-born treatment
NA
Domiciliary Hospitalisation
Covered up to Rs. 30000
Recovery allowance
NA
Sum Insured
3 lAKH
E- Consultation
NA

Pros

NA
5% No claim discount, maximum up to 20%
NA
Domiciliary Hospitalisation
Covered up to Rs. 30000

cons

Category:

USP of This Plan

  • Cover :₹ 3.0 Lakhs
  • Bonus / NCB :5% No claim discount, maximum up to 20%
  • Copay :25%
  • Claims Settled :98.65%
  • Reliance Health Wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%

Our Take

8.4Expert Score
  • Cover :₹ 3.0 Lakhs
  • Bonus / NCB :5% No claim discount, maximum up to 20%
  • Copay :25%
  • Claims Settled :98.65%
  • Reliance Health Wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%
Best value score
8.4

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
Reliance Health Wise Silver
6,156.00

Reliance Health Wise Silver

Added to wishlistRemoved from wishlist 0
Add to compare
8.4Expert Score
  • Cover :₹ 3.0 Lakhs
  • Bonus / NCB :5% No claim discount, maximum up to 20%
  • Copay :25%
  • Claims Settled :98.65%
  • Reliance Health Wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%
Best value score
8.4

Specification: Reliance Health Wise Silver

Co-pay

Claims settlment Ratio

Sum Insured

100% Cover restoration

No claim bonus

Free Health Checkup

Ambulance charges

Daily Cash Allowance

Pre-hospitalisation Expenses

Post hospitalisation expenses

Organ donor expenses

Maternity

New-born treatment

Domiciliary Hospitalisation

Outpatient

Ayush treatments

Day Care Procedures

Abundance of network hospitals

Pre-existing diseases (PED)Coverage

Recovery allowance

Room Rent Limit

Tele-Consultation

The waiting period

Treatment at Home

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Reliance Health Wise Silver
Reliance Health Wise Silver

6,156.00

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