Paytm HDFC Bank Mobile Credit Card

Expert ScoreRead review

HDFC BANK

Category: Credit Cards Tag: paytm

Reward Type

Reward Points

Renewal Fee

Rs. 29 + GST (per month)

Joining Fee

Rs. 29 + GST

Type of Card

Cashback

Welcome Benefits

N/A

USP of Card

Fees & Charges

Spend Based Waiver

The monthly fee is waived off on spending Rs. 2,500 or more in the previous month.

Interest Rates

3.75% per month (45% annually)

Cash Advance Charges

3.5% on the cross currency transactions

Rewards Redemption Fee

Fuel Surcharge

1% fuel surcharge waiver capped at Rs. 250 per month.

Foreign Currency Markup

2.5% of the transacted amount subject to a minimum of Rs. 500.

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Up to 20% discount on partner restaurants via Dineout.

Reward Redemption

Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings, Redeem your Cashpoints as Cashback along with other redemption options.

Zero Liability Protection

Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner

Rewards Rate

2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.

Travel

Online Shopping offers

2% cashback on Paytm mall, movies & Mini app, 1%

Insurance Benefits

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

9Expert Score

Best values score

9Expert Score

Best values score

Specification: Paytm HDFC Bank Mobile Credit Card

Bank Name	HDFC Bank
Type of Credit Card	Cashback
Joining Fees	Rs. 29 + GST
Renewal fees	Rs. 29 + GST (per month)
Best Suited for	Shopping
Reward Type	Reward Points
Welcome Benifits	N/A
Movie & Dining Offers	Up to 20% discount on partner restaurants via Dineout.
Travel Offers	NA
online shopping offers	2% cashback on Paytm mall, movies & Mini app, 1%
Reward redemption	Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings, Redeem your Cashpoints as Cashback along with other redemption options.
Reward Rate	2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.
Domestic Lounge Access	N/A
International lounge access	N/A
Insurance Benifits	N/A
Zero liability protection	Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner
Spend based waiver	The monthly fee is waived off on spending Rs. 2,500 or more in the previous month.
Reward redemption charges	NA
Foreign currency markup Charges	3.5% on the cross currency transactions
Interest Charges	3.75% per month (45% annually)
Fuel Surcharges	1% fuel surcharge waiver capped at Rs. 250 per month.
Cash advance charges	2.5% of the transacted amount subject to a minimum of Rs. 500.
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	for self employed citizen aged between 21 to 65 year muust have annual income 15 lakhs per year and for saloaried citizen must have gross monthaly income higher than 1 lakhs
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	Up to 20% discount on partner restaurants via Dineout.
Reward offer savings	You earn a cashback of 2% for all your spends on Paytm mall, Paytm movies, and the Mini app.
USP of Card	You earn a cashback of 2% for all your spends on Paytm mall, Paytm movies, and the Mini app.
BestValue Score	9

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Paytm HDFC Bank Mobile Credit Card

Paytm HDFC Bank Mobile Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Paytm HDFC Bank Mobile Credit Card

User Reviews

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