Kotak Zen Signature Credit Card

  • 1500 Zen Points on Payment of Joining fees
  • 8 Complimentary Domestic Lounge Access every year
  • 3 Complimentary International Lounges with Priority Pass Membership
  • 7500 bonus Zen Points on annual spending of Rs 3,00,000
  • 15000 bonus Zen Points on annual spending of Rs 6,00,000
  • Annual fee waiver on the annual spending of Rs 1,50,000 or above
  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

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Kotak Zen Signature Credit Card

  • 1500 Zen Points on Payment of Joining fees
  • 8 Complimentary Domestic Lounge Access every year
  • 3 Complimentary International Lounges with Priority Pass Membership
  • 7500 bonus Zen Points on annual spending of Rs 3,00,000
  • 15000 bonus Zen Points on annual spending of Rs 6,00,000
  • Annual fee waiver on the annual spending of Rs 1,50,000 or above
  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 1,500 + GST
Joining Fee
Rs. 1,500 + GST
Type of Card
Reward
Welcome Benefits
Get 1500 Zen Points on payment of joining fees

USP of Card

  • 1500 Zen Points on Payment of Joining fees
  • 8 Complimentary Domestic Lounge Access every year
  • 3 Complimentary International Lounges with Priority Pass Membership
  • 7500 bonus Zen Points on annual spending of Rs 3,00,000
  • 15000 bonus Zen Points on annual spending of Rs 6,00,000
  • Annual fee waiver on the annual spending of Rs 1,50,000 or above
  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Fees & Charges

Spend Based Waiver
You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000
Interest Rates
3.4% per month (40.80 per annum)
Cash Advance Charges
3.5% on the conversion amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Foreign Currency Markup
Rs 300 on the withdrawal amount
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers.
Zero Liability Protection
NA
Rewards Rate
You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories
Travel
Complimentary Lounge Access Worldwide
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program
International Lounge Access
3 Complimentary International Lounges with Priority Pass Membership.

Specification: Kotak Zen Signature Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Kotak Zen Signature Credit Card
Kotak Zen Signature Credit Card

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