Kotak Zen Signature Credit Card

Expert ScoreRead review

1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Kotak

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs 1500 plus applicable taxes

Joining Fee

Rs 1500 plus applicable taxes

Type of Card

Reward

Welcome Benefits

Get 1500 Zen Points on payment of joining fees

USP of Card

1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Fees & Charges

Spend Based Waiver

You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000

Interest Rates

3.4% per month (40.80 per annum)

Cash Advance Charges

3.5% on the conversion amount

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Foreign Currency Markup

Rs 300 on the withdrawal amount

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers.

Zero Liability Protection

Rewards Rate

ou can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories

Travel

Complimentary Lounge Access Worldwide

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge

International Lounge Access

3 Complimentary International Lounges with Priority Pass Membership.

9Expert Score

1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Best values score

9Expert Score

1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Best values score

Specification: Kotak Zen Signature Credit Card

Bank Name	Kotak
Type of Credit Card	Reward
Joining Fees	Rs 1500 plus applicable taxes
Renewal fees	Rs 1500 plus applicable taxes
Best Suited for	Travel \| Shopping
Reward Type	Reward Points
Welcome Benifits	Get 1500 Zen Points on payment of joining fees
Movie & Dining Offers	NA
Travel Offers	Complimentary Lounge Access Worldwide
online shopping offers	NA
Reward redemption	1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers.
Reward Rate	ou can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories
Domestic Lounge Access	8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge
International lounge access	3 Complimentary International Lounges with Priority Pass Membership.
Insurance Benifits	NA
Zero liability protection	NA
Spend based waiver	You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000
Reward redemption charges	Nil
Foreign currency markup Charges	3.5% on the conversion amount
Interest Charges	3.4% per month (40.80 per annum)
Fuel Surcharges	1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Cash advance charges	Rs 300 on the withdrawal amount
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	The primary applicant should be between 21 and 60 years of age.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	7500 bonus Zen Points on annual spending of Rs 3,00,000
USP of Card	NA
BestValue Score	9

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Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Kotak Zen Signature Credit Card

User Reviews

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