Kotak White Reserve Credit Card

9
Expert ScoreRead review
  • Rewards are given in the form of White Pass value
  • White Pass Value can be earned by achieving the spends-based milestone
  • Complimentary Club Marriott Membership
  • 20% off on F&B bills across the Asia Pacific
  • 20% off on the best available room rates in India and in the Asia Pacific on weekends
  • Low foreign currency markup fee of 2% on all international transactions
  • Complimentary lounge access to primary and add-on cardholders
  • Free golf rounds across the world for the primary cardholders

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Kotak White Reserve Credit Card

9
Expert ScoreRead review
  • Rewards are given in the form of White Pass value
  • White Pass Value can be earned by achieving the spends-based milestone
  • Complimentary Club Marriott Membership
  • 20% off on F&B bills across the Asia Pacific
  • 20% off on the best available room rates in India and in the Asia Pacific on weekends
  • Low foreign currency markup fee of 2% on all international transactions
  • Complimentary lounge access to primary and add-on cardholders
  • Free golf rounds across the world for the primary cardholders
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 12,500 (plus applicable taxes)
Joining Fee
Rs. 12,500 (plus applicable taxes)
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • Rewards are given in the form of White Pass value
  • White Pass Value can be earned by achieving the spends-based milestone
  • Complimentary Club Marriott Membership
  • 20% off on F&B bills across the Asia Pacific
  • 20% off on the best available room rates in India and in the Asia Pacific on weekends
  • Low foreign currency markup fee of 2% on all international transactions
  • Complimentary lounge access to primary and add-on cardholders
  • Free golf rounds across the world for the primary cardholders

Fees & Charges

Spend Based Waiver
The renewal fee can be waived off on spending Rs. 10,00,000 or more in the previous year.
Interest Rates
3.5% per month (or 42% annually)
Cash Advance Charges
2% on all international transactions
Rewards Redemption Fee
Nil
Fuel Surcharge
1% at all fuel stations in India
Foreign Currency Markup
Rs. 300 for every Rs. 10,000 withdrawn or part thereof
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region
Reward Redemption
The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at www.kotakbankwhite.com. The White Pass Value can also be redeemed for cash.
Zero Liability Protection
Zero Liability Protection is provided against lost/stolen credit cards upon reporting to the customer care of the bank.
Rewards Rate
White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs
Travel
Complimentary access to lounges at 1000+ airports around the world
Online Shopping offers
Low foreign currency markup fee of 2% on all international transactions
Insurance Benefits
NA
Domestic Lounge Access
Complimentary lounge access at domestic airports
International Lounge Access
Complimentary lounges access at international airports
9Expert Score
  • Rewards are given in the form of White Pass value
  • White Pass Value can be earned by achieving the spends-based milestone
  • Complimentary Club Marriott Membership
  • 20% off on F&B bills across the Asia Pacific
  • 20% off on the best available room rates in India and in the Asia Pacific on weekends
  • Low foreign currency markup fee of 2% on all international transactions
  • Complimentary lounge access to primary and add-on cardholders
  • Free golf rounds across the world for the primary cardholders
Best values score
9
9Expert Score
  • Rewards are given in the form of White Pass value
  • White Pass Value can be earned by achieving the spends-based milestone
  • Complimentary Club Marriott Membership
  • 20% off on F&B bills across the Asia Pacific
  • 20% off on the best available room rates in India and in the Asia Pacific on weekends
  • Low foreign currency markup fee of 2% on all international transactions
  • Complimentary lounge access to primary and add-on cardholders
  • Free golf rounds across the world for the primary cardholders
Best values score
9

Specification: Kotak White Reserve Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Kotak White Reserve Credit Card
Kotak White Reserve Credit Card

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