Kotak Urbane Gold Credit Card

9
Expert ScoreRead review
  • 3x Reward Points per Rs. 100 spent
  • Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
  • Insurance coverage for a lost card
  • Get add-on card and enjoy added benefits

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Kotak Urbane Gold Credit Card

9
Expert ScoreRead review
  • 3x Reward Points per Rs. 100 spent
  • Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
  • Insurance coverage for a lost card
  • Get add-on card and enjoy added benefits
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 199 + GST
Joining Fee
Nil
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • 3x Reward Points per Rs. 100 spent
  • Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
  • Insurance coverage for a lost card
  • Get add-on card and enjoy added benefits

Fees & Charges

Spend Based Waiver
Get the annual fee waived on spending Rs. 15,000 in the previous year.
Interest Rates
3.5% per month (or 42% annually)
Cash Advance Charges
3.5% on all foreign transactions
Rewards Redemption Fee
Nil
Fuel Surcharge
NA
Foreign Currency Markup
Rs. 300 per Rs. 10,000 withdrawn
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
Redeem the earned points for various categories like Movie Tickets, Mobile Recharge, etc. Rewards Points can used to pay your shopping bills through PayByPoints Program
Zero Liability Protection
Zero Liability Protection for a lost or stolen credit card upon reporting to the bank's customer care.
Rewards Rate
3x Reward Points per Rs. 100 you spend on all retail transactions
Travel
NA
Online Shopping offers
NA
Insurance Benefits
Insurance cover for a lost or stolen card
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • 3x Reward Points per Rs. 100 spent
  • Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
  • Insurance coverage for a lost card
  • Get add-on card and enjoy added benefits
Best values score
9
9Expert Score
  • 3x Reward Points per Rs. 100 spent
  • Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
  • Insurance coverage for a lost card
  • Get add-on card and enjoy added benefits
Best values score
9

Specification: Kotak Urbane Gold Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Kotak Urbane Gold Credit Card
Kotak Urbane Gold Credit Card

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