Kotak 811 Credit Card

9
Expert ScoreRead review
  • 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
  • 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
  • 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
  • 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
  • 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
  • Lost card insurance cover worth Rs. 50,000 against fraudulent usage of the card applicable 7 days pre-reporting the loss of card to the bank.
  • Annual fee of Rs. 500 waived off on spending a minimum of Rs. 50,000 in the preceding anniversary year.

Added to wishlistRemoved from wishlist 0
Add to compare
Category:

Kotak 811 Credit Card

9
Expert ScoreRead review
  • 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
  • 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
  • 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
  • 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
  • 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
  • Lost card insurance cover worth Rs. 50,000 against fraudulent usage of the card applicable 7 days pre-reporting the loss of card to the bank.
  • Annual fee of Rs. 500 waived off on spending a minimum of Rs. 50,000 in the preceding anniversary year.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 500 (plus applicable taxes)
Joining Fee
Rs. 500 (plus applicable taxes)
Type of Card
Cashback
Welcome Benefits
500 Bonus Reward Points on expenditure of Rs. 5,000 within 45 days of card issuance.

USP of Card

  • 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
  • 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
  • 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
  • 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
  • 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
  • Lost card insurance cover worth Rs. 50,000 against fraudulent usage of the card applicable 7 days pre-reporting the loss of card to the bank.
  • Annual fee of Rs. 500 waived off on spending a minimum of Rs. 50,000 in the preceding anniversary year.

Fees & Charges

Spend Based Waiver
Annual fee waived off on spending a minimum of Rs. 50,000 in the preceding year.
Interest Rates
3.5% per month (or 42% annually)
Cash Advance Charges
3.5% of the transaction amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500 per annum).
Foreign Currency Markup
Rs. 300 per Rs. 10,000 withdrawn
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Option to get 4 PVR tickets on spending Rs. 75,000 in a year.
Reward Redemption
Reward Points redeemable for mobile recharges, shopping vouchers, gift cards, movie and travel vouchers at Kotak Rewards portal.
Zero Liability Protection
Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of the card to the bank.
Rewards Rate
1 Reward Point per Rs. 100 on offline spends and 2 Reward Points per Rs. 100 on online spends.
Travel
NA
Online Shopping offers
1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
Insurance Benefits
Lost card cover worth Rs. 50,000 applicable 7 days prior to reporting the loss of card
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
  • 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
  • 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
  • 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
  • 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
  • Lost card insurance cover worth Rs. 50,000 against fraudulent usage of the card applicable 7 days pre-reporting the loss of card to the bank.
  • Annual fee of Rs. 500 waived off on spending a minimum of Rs. 50,000 in the preceding anniversary year.
Best values score
9
9Expert Score
  • 500 Bonus Reward Points as a welcome benefit on spending Rs. 5,000 with 45 days of card issuance.
  • 2 Reward Points for every Rs. 100 spent online and 1 Reward Point for every Rs. 100 spent offline.
  • 4 PVR tickets of a cashback of Rs. 750 on spending a minimum of Rs. 75,000 in a year.
  • 1.8% surcharge waived off on online transactions at IRCTC and 2.5% surcharge waived off on rail ticket bookings at counters.
  • 1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500/year).
  • Lost card insurance cover worth Rs. 50,000 against fraudulent usage of the card applicable 7 days pre-reporting the loss of card to the bank.
  • Annual fee of Rs. 500 waived off on spending a minimum of Rs. 50,000 in the preceding anniversary year.
Best values score
9

Specification: Kotak 811 Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

User Reviews

0.0 out of 5
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

2023 Matyaj creatives india pvt Ltd. All rights reserved.
BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0