IRCTC SBI Platinum Credit Card

7.6
Expert ScoreRead review
  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.
  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.
  • Get exclusive travel offers on ticket booking, hotels, tour packages etc. on IRCTC Website.
  • 1 reward point per Rs. 125 spent on non-fuel purchases
  • 4 complimentary railway lounge access per year, maximum 1 per quarter
  • 1% transaction charge waiver on booking railway tickets via IRCTC website
  • The benefit of fuel surcharge waiver of 1% at all fuel stations pan India.
  • Globally accepted across millions of outlets accepting VISA cards.

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IRCTC SBI Platinum Credit Card

7.6
Expert ScoreRead review
  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.
  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.
  • Get exclusive travel offers on ticket booking, hotels, tour packages etc. on IRCTC Website.
  • 1 reward point per Rs. 125 spent on non-fuel purchases
  • 4 complimentary railway lounge access per year, maximum 1 per quarter
  • 1% transaction charge waiver on booking railway tickets via IRCTC website
  • The benefit of fuel surcharge waiver of 1% at all fuel stations pan India.
  • Globally accepted across millions of outlets accepting VISA cards.
Reward Type
Reward Points
Renewal Fee
Rs 300
Joining Fee
500 (plus applicable taxes)
Type of Card
Cashback
Welcome Benefits
Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time.

USP of Card

  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.
  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.
  • Get exclusive travel offers on ticket booking, hotels, tour packages etc. on IRCTC Website.
  • 1 reward point per Rs. 125 spent on non-fuel purchases
  • 4 complimentary railway lounge access per year, maximum 1 per quarter
  • 1% transaction charge waiver on booking railway tickets via IRCTC website
  • The benefit of fuel surcharge waiver of 1% at all fuel stations pan India.
  • Globally accepted across millions of outlets accepting VISA cards.

Fees & Charges

Spend Based Waiver
Nil
Interest Rates
3.50% per month (42% per annum)
Cash Advance Charges
3.5% of the total amount
Rewards Redemption Fee
Rs. 99
Fuel Surcharge
1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India.
Foreign Currency Markup
2.5% of amount withdrawn (minimum charge of Rs 500/-)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
Redeem your RPs against booking railway tickets on IRCTC ‘s Website.
Zero Liability Protection
NA
Rewards Rate
Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1
Travel
Save 1% transactions charges on railway tickets booking on IRCTC’s website. Avail accommodation offers at more than 5000 hotels spread across 350 cities in India.
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
4 complimentary railway lounge access per year, maximum 1 per quarter
International Lounge Access
NA
7.6Expert Score
  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.
  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.
  • Get exclusive travel offers on ticket booking, hotels, tour packages etc. on IRCTC Website.
  • 1 reward point per Rs. 125 spent on non-fuel purchases
  • 4 complimentary railway lounge access per year, maximum 1 per quarter
  • 1% transaction charge waiver on booking railway tickets via IRCTC website
  • The benefit of fuel surcharge waiver of 1% at all fuel stations pan India.
  • Globally accepted across millions of outlets accepting VISA cards.
Best values score
7.6
7.6Expert Score
  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.
  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.
  • Get exclusive travel offers on ticket booking, hotels, tour packages etc. on IRCTC Website.
  • 1 reward point per Rs. 125 spent on non-fuel purchases
  • 4 complimentary railway lounge access per year, maximum 1 per quarter
  • 1% transaction charge waiver on booking railway tickets via IRCTC website
  • The benefit of fuel surcharge waiver of 1% at all fuel stations pan India.
  • Globally accepted across millions of outlets accepting VISA cards.
Best values score
7.6

Specification: IRCTC SBI Platinum Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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IRCTC SBI Platinum Credit Card
IRCTC SBI Platinum Credit Card

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