IRCTC SBI Card Premier

8.6
Expert ScoreRead review
  • Up to 3 RP for every Rs. 125 spent.
  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
  • Get a welcome bonus of 1,500 Reward Points.
  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
  • Complimentary access to railway lounges.
  • Exclusive benefits at more than 900 hotels all over the world.
  • Up to 10,000 miles every night on hotel stays.
  • Spend-based renewal fee waiver.
  • 1% fuel surcharge waiver.
  • Exclusive insurance benefits.

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IRCTC SBI Card Premier

8.6
Expert ScoreRead review
  • Up to 3 RP for every Rs. 125 spent.
  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
  • Get a welcome bonus of 1,500 Reward Points.
  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
  • Complimentary access to railway lounges.
  • Exclusive benefits at more than 900 hotels all over the world.
  • Up to 10,000 miles every night on hotel stays.
  • Spend-based renewal fee waiver.
  • 1% fuel surcharge waiver.
  • Exclusive insurance benefits.
Reward Type
Reward Points
Renewal Fee
Rs. 1,499 + GST
Joining Fee
Rs. 1,499 + GST
Type of Card
Travel
Welcome Benefits
1,500 Reward Points

USP of Card

  • Up to 3 RP for every Rs. 125 spent.
  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
  • Get a welcome bonus of 1,500 Reward Points.
  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
  • Complimentary access to railway lounges.
  • Exclusive benefits at more than 900 hotels all over the world.
  • Up to 10,000 miles every night on hotel stays.
  • Spend-based renewal fee waiver.
  • 1% fuel surcharge waiver.
  • Exclusive insurance benefits.

Fees & Charges

Spend Based Waiver
Spend-based waiver of renewal fee on the basis of the amount spent in the previous year.
Interest Rates
3.5% per month
Cash Advance Charges
3.5% on all international transactions
Rewards Redemption Fee
Rs. 99
Fuel Surcharge
1% fuel surcharge waiver
Foreign Currency Markup
2.5% of the cash advance or Rs. 500, the higher of the two.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
1 Reward Point = Re. 1.
Zero Liability Protection
Zero liability of credit cardholders for any unlawful transactions made through his/her card post reporting the loss to the bank.
Rewards Rate
For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.
Travel
8 complimentary access to railway lounges per year
Online Shopping offers
Earn up to 10,000 miles every night on hotel stays and 25% extra miles through Kaligo.com.
Insurance Benefits
You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.
Domestic Lounge Access
N/A
International Lounge Access
NA
8.6Expert Score
  • Up to 3 RP for every Rs. 125 spent.
  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
  • Get a welcome bonus of 1,500 Reward Points.
  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
  • Complimentary access to railway lounges.
  • Exclusive benefits at more than 900 hotels all over the world.
  • Up to 10,000 miles every night on hotel stays.
  • Spend-based renewal fee waiver.
  • 1% fuel surcharge waiver.
  • Exclusive insurance benefits.
Best values score
8.6
8.6Expert Score
  • Up to 3 RP for every Rs. 125 spent.
  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
  • Get a welcome bonus of 1,500 Reward Points.
  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
  • Complimentary access to railway lounges.
  • Exclusive benefits at more than 900 hotels all over the world.
  • Up to 10,000 miles every night on hotel stays.
  • Spend-based renewal fee waiver.
  • 1% fuel surcharge waiver.
  • Exclusive insurance benefits.
Best values score
8.6

Specification: IRCTC SBI Card Premier

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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