IRCTC BoB RuPay Credit Card

9
Expert ScoreRead review
  • 1000 Bonus Reward Points as a welcome benefit
  • 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
  • 2 Reward Points per Rs. 100 you spend on other categories
  • Upto 40 Reward Points per Rs. 100 spent on train bookings via IRCTC website and mobile application
  • Get add-on card and enjoy added benefits
  • Get 4 complimentary partner railway lounge access per year

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IRCTC BoB RuPay Credit Card

9
Expert ScoreRead review
  • 1000 Bonus Reward Points as a welcome benefit
  • 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
  • 2 Reward Points per Rs. 100 you spend on other categories
  • Upto 40 Reward Points per Rs. 100 spent on train bookings via IRCTC website and mobile application
  • Get add-on card and enjoy added benefits
  • Get 4 complimentary partner railway lounge access per year
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 350 (plus applicable taxes)
Joining Fee
Rs. 500
Type of Card
Travel
Welcome Benefits
Get 1000 Bonus Reward Points on spending Rs. 1000 through a single transaction using this card within the first 45 days of card issuance.

USP of Card

  • 1000 Bonus Reward Points as a welcome benefit
  • 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
  • 2 Reward Points per Rs. 100 you spend on other categories
  • Upto 40 Reward Points per Rs. 100 spent on train bookings via IRCTC website and mobile application
  • Get add-on card and enjoy added benefits
  • Get 4 complimentary partner railway lounge access per year

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.49% per month (or 41.88% annually)
Cash Advance Charges
3.5 % of the transacted amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% waiver at all fuel stations in India
Foreign Currency Markup
2.5% of amount withdrawn (minimum charge of Rs 500/-)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against card’s statement balance where 1 RP = Rs. 0.25
Zero Liability Protection
Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner
Rewards Rate
4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively., Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC
Travel
Complimentary partner railway lounges access
Online Shopping offers
4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
Insurance Benefits
You are provided with insurance cover for lost/stolen card
Domestic Lounge Access
4 Complimentary access to railway lounges annually (1 every quarter)
International Lounge Access
NA
9Expert Score
  • 1000 Bonus Reward Points as a welcome benefit
  • 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
  • 2 Reward Points per Rs. 100 you spend on other categories
  • Upto 40 Reward Points per Rs. 100 spent on train bookings via IRCTC website and mobile application
  • Get add-on card and enjoy added benefits
  • Get 4 complimentary partner railway lounge access per year
Best values score
9
9Expert Score
  • 1000 Bonus Reward Points as a welcome benefit
  • 4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
  • 2 Reward Points per Rs. 100 you spend on other categories
  • Upto 40 Reward Points per Rs. 100 spent on train bookings via IRCTC website and mobile application
  • Get add-on card and enjoy added benefits
  • Get 4 complimentary partner railway lounge access per year
Best values score
9

Specification: IRCTC BoB RuPay Credit Card

Bank Name

BOB

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

,

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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IRCTC BoB RuPay Credit Card
IRCTC BoB RuPay Credit Card

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