IndusInd Bank Celesta Credit Card

8.6

Expert ScoreRead review

Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.
Reward Points redeemable against Cash credit.
Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
20% discount on movies at BookMyShow.
Buy 1 get 1 free (BOGO) offer on movie tickets.
Complimentary EazyDiner membership.
Unlimited complimentary domestic airport lounge access and 2 international lounge access per quarter with the Priority Pass membership
Complimentary Tablet Plus membership with access to VIP privileges and benefits
Spend-based renewal fee waiver.
Complimentary golf lessons and golf games every month.
Insurance coverage against several categories.
1% waiver on fuel surcharge.

IndusInd

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 5,000 + GST

Joining Fee

Rs. 50,000 + GST

Type of Card

Cashback

Welcome Benefits

You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.

USP of Card

Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.
Reward Points redeemable against Cash credit.
Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
20% discount on movies at BookMyShow.
Buy 1 get 1 free (BOGO) offer on movie tickets.
Complimentary EazyDiner membership.
Unlimited complimentary domestic airport lounge access and 2 international lounge access per quarter with the Priority Pass membership
Complimentary Tablet Plus membership with access to VIP privileges and benefits
Spend-based renewal fee waiver.
Complimentary golf lessons and golf games every month.
Insurance coverage against several categories.
1% waiver on fuel surcharge.

Fees & Charges

Spend Based Waiver

The renewal fee is waived off on spending Rs. 10 lakhs or more in the last year.

Interest Rates

2.99% per month

Cash Advance Charges

3.5% on all foreign currency spends

Rewards Redemption Fee

Indusind Bank charges a reward redemption fee of Rs. 100

Fuel Surcharge

1% fuel surcharge waiver across all fuel stations.

Foreign Currency Markup

2.5% of the cash withdrawn or Rs. 300 (whichever is higher)

Late Payment Fee

Add-on Card Fee

Rs. 5,000

Rewards & Benifit

Movie & Dining offers

Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.

Reward Redemption

The Reward Points are redeemable against a variety of products. You can also redeem these points against AirMiles / Cash credit at a rate of 1 Reward Point = 1 air mile / Re.1.

Zero Liability Protection

The cardholder would not be held liable for any unauthorized transactions done on the card if the loss has been reported to the bank within 48 hours.

Rewards Rate

1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.

Travel

Get complimentary airport lounge visits

Online Shopping offers

Insurance Benefits

You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.

Domestic Lounge Access

Enjoy unlimited complimentary access to domestic lounges.

International Lounge Access

2 complimentary international lounge access per quarter

8.6Expert Score

Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.
Reward Points redeemable against Cash credit.
Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
20% discount on movies at BookMyShow.
Buy 1 get 1 free (BOGO) offer on movie tickets.
Complimentary EazyDiner membership.
Unlimited complimentary domestic airport lounge access and 2 international lounge access per quarter with the Priority Pass membership
Complimentary Tablet Plus membership with access to VIP privileges and benefits
Spend-based renewal fee waiver.
Complimentary golf lessons and golf games every month.
Insurance coverage against several categories.
1% waiver on fuel surcharge.

Best values score

8.6

8.6Expert Score

Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.
Reward Points redeemable against Cash credit.
Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
20% discount on movies at BookMyShow.
Buy 1 get 1 free (BOGO) offer on movie tickets.
Complimentary EazyDiner membership.
Unlimited complimentary domestic airport lounge access and 2 international lounge access per quarter with the Priority Pass membership
Complimentary Tablet Plus membership with access to VIP privileges and benefits
Spend-based renewal fee waiver.
Complimentary golf lessons and golf games every month.
Insurance coverage against several categories.
1% waiver on fuel surcharge.

Best values score

8.6

Specification: IndusInd Bank Celesta Credit Card

Bank Name	IndusInd Bank
Type of Credit Card	Cashback
Joining Fees	Rs. 50,000 + GST
Renewal fees	Rs. 5,000 + GST
Best Suited for	Movies \| Travel
Reward Type	Reward Points
Welcome Benifits	You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.
Movie & Dining Offers	Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.
Travel Offers	Get complimentary airport lounge visits
online shopping offers	NA
Reward redemption	The Reward Points are redeemable against a variety of products. You can also redeem these points against AirMiles / Cash credit at a rate of 1 Reward Point = 1 air mile / Re.1.
Reward Rate	1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.
Domestic Lounge Access	Enjoy unlimited complimentary access to domestic lounges.
International lounge access	2 complimentary international lounge access per quarter
Insurance Benifits	You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.
Zero liability protection	The cardholder would not be held liable for any unauthorized transactions done on the card if the loss has been reported to the bank within 48 hours.
Spend based waiver	The renewal fee is waived off on spending Rs. 10 lakhs or more in the last year.
Reward redemption charges	Indusind Bank charges a reward redemption fee of Rs. 100
Foreign currency markup Charges	3.5% on all foreign currency spends
Interest Charges	2.99% per month
Fuel Surcharges	1% fuel surcharge waiver across all fuel stations.
Cash advance charges	2.5% of the cash withdrawn or Rs. 300 (whichever is higher)
Interest Free credit periods	50 Days
Add on card fee	Rs. 5,000
ELIGIBILITY CRITERIA	The primary applicant should be between 21 and 60 years of age.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.
USP of Card	NA
BestValue Score	8.6

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IndusInd Bank Celesta Credit Card

IndusInd Bank Celesta Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: IndusInd Bank Celesta Credit Card

User Reviews

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