IDFC HPCL FIRST Power Credit Card

9.2
Expert ScoreRead review
  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Complimentary roadside assistance worth Rs. 1399
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards

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IDFC HPCL FIRST Power Credit Card

9.2
Expert ScoreRead review
  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Complimentary roadside assistance worth Rs. 1399
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 199 + GST
Joining Fee
Rs. 199 + GST
Type of Card
Cashback
Welcome Benefits
NA

USP of Card

  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Complimentary roadside assistance worth Rs. 1399
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards

Fees & Charges

Spend Based Waiver
Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year
Interest Rates
0.75% to 3.5% per month
Cash Advance Charges
3.5%
Rewards Redemption Fee
Rs. 99
Fuel Surcharge
1% fuel surcharge waiver capped at a maximum of Rs. 100 per month
Foreign Currency Markup
Rs. 199 per withdrawal
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
Reward Redemption
You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers
Zero Liability Protection
Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner
Rewards Rate
Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends
Travel
Complimentary roadside assistance worth Rs. 1399
Online Shopping offers
Get Rs. 150 discount on Swiggy orders above Rs. 500
Insurance Benefits
Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000
Domestic Lounge Access
NA
International Lounge Access
NA
9.2Expert Score
  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Complimentary roadside assistance worth Rs. 1399
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards
Best values score
9.2
PROS
  • This card comes at a low joining fee of Rs. 199 plus applicable taxes.
CONS
  • There is no complimentary lounge access provided with this card.
  • There aren’t any golf benefits along with the IDFC HPCL FIRST Power Credit Card.
9.2Expert Score
  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Complimentary roadside assistance worth Rs. 1399
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards
Best values score
9.2
PROS
  • This card comes at a low joining fee of Rs. 199 plus applicable taxes.
CONS
  • There is no complimentary lounge access provided with this card.
  • There aren’t any golf benefits along with the IDFC HPCL FIRST Power Credit Card.

Specification: IDFC HPCL FIRST Power Credit Card

Bank Name

IDFC FIRST BANK

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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IDFC HPCL FIRST Power Credit Card
IDFC HPCL FIRST Power Credit Card

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