IDFC FIRST WoW Credit Card

9
Expert ScoreRead review
  • Lifetime Free Credit card.
  • Earn 4X Reward Points on every spend
  • Unlimited Reward Points that never expire
  • 0% Foreign transaction markup fee.
  • Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done
  • Get 20% discount at 1500+ restaurants
  • Get 15% discount at 3000+ Health & Wellness outlets
  • Get 1% Fuel surcharge waiver
  • Insurance cover for Personal Accident, Card Liability cover and many more.
  • 4 Complimentary Roadside Assistance worth Rs. 1,399

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IDFC FIRST WoW Credit Card

9
Expert ScoreRead review
  • Lifetime Free Credit card.
  • Earn 4X Reward Points on every spend
  • Unlimited Reward Points that never expire
  • 0% Foreign transaction markup fee.
  • Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done
  • Get 20% discount at 1500+ restaurants
  • Get 15% discount at 3000+ Health & Wellness outlets
  • Get 1% Fuel surcharge waiver
  • Insurance cover for Personal Accident, Card Liability cover and many more.
  • 4 Complimentary Roadside Assistance worth Rs. 1,399
Reward Type
Reward Points
Renewal Fee
Nil
Joining Fee
Nil
Type of Card
Shopping
Welcome Benefits
Enjoy 5% Cashback up to Rs. 1,000 on the first EMI transaction done within 90 days of card activation.

USP of Card

  • Lifetime Free Credit card.
  • Earn 4X Reward Points on every spend
  • Unlimited Reward Points that never expire
  • 0% Foreign transaction markup fee.
  • Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done
  • Get 20% discount at 1500+ restaurants
  • Get 15% discount at 3000+ Health & Wellness outlets
  • Get 1% Fuel surcharge waiver
  • Insurance cover for Personal Accident, Card Liability cover and many more.
  • 4 Complimentary Roadside Assistance worth Rs. 1,399

Fees & Charges

Spend Based Waiver
NA
Interest Rates
0.75% – 3.5% per month, or 9% – 42% per annum
Cash Advance Charges
NIL
Rewards Redemption Fee
Rs. 99 per redemption request
Fuel Surcharge
1% fuel surcharge waiver (up to Rs. 200 per statement cycle)
Foreign Currency Markup
Rs. 250
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
20% discount at 1500+ restaurants with IDFC FIRST WoW Credit Card.
Reward Redemption
Use the earned Reward Points to instantly pay for online or in-store purchases. 1X = 1 Reward Point per Rs. 150 spent therefore, 1 Reward point = Rs. 0.25
Zero Liability Protection
Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner
Rewards Rate
Earn 4X (4RP) Reward Points on every Rs. 150 spent
Travel
N/A
Online Shopping offers
NA
Insurance Benefits
Personal Accident, Card Liability cover and many more.
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • Lifetime Free Credit card.
  • Earn 4X Reward Points on every spend
  • Unlimited Reward Points that never expire
  • 0% Foreign transaction markup fee.
  • Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done
  • Get 20% discount at 1500+ restaurants
  • Get 15% discount at 3000+ Health & Wellness outlets
  • Get 1% Fuel surcharge waiver
  • Insurance cover for Personal Accident, Card Liability cover and many more.
  • 4 Complimentary Roadside Assistance worth Rs. 1,399
Best values score
9
PROS
  • This is a lifetime free credit card.
  • You can get up to 20% off on partner restaurants with this credit card.
CONS
  • There are no travel benefits associated with the IDFC FIRST WoW credit card.
9Expert Score
  • Lifetime Free Credit card.
  • Earn 4X Reward Points on every spend
  • Unlimited Reward Points that never expire
  • 0% Foreign transaction markup fee.
  • Get 5% Cashback up to Rs. 1,000 on the first EMI transaction done
  • Get 20% discount at 1500+ restaurants
  • Get 15% discount at 3000+ Health & Wellness outlets
  • Get 1% Fuel surcharge waiver
  • Insurance cover for Personal Accident, Card Liability cover and many more.
  • 4 Complimentary Roadside Assistance worth Rs. 1,399
Best values score
9
PROS
  • This is a lifetime free credit card.
  • You can get up to 20% off on partner restaurants with this credit card.
CONS
  • There are no travel benefits associated with the IDFC FIRST WoW credit card.

Specification: IDFC FIRST WoW Credit Card

Bank Name

IDFC FIRST BANK

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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IDFC FIRST WoW Credit Card
IDFC FIRST WoW Credit Card

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