ICICI Bank Sapphiro Credit Card
9
Expert ScoreRead review
- Joining benefits worth more than Rs. 9,000.
- An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
- Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
- 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
- Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
- (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
- Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
- Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.
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Category: Credit Cards

ICICI Bank Sapphiro Credit Card
9
Expert ScoreRead review
- Joining benefits worth more than Rs. 9,000.
- An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
- Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
- 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
- Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
- (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
- Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
- Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.
Category: Credit Cards
Reward Type
Reward Points
Renewal Fee
Rs. 3,500 + GST
Joining Fee
Rs. 6,500 + GST
Type of Card
Shopping
Welcome Benefits
Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa, Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant.
USP of Card
- Joining benefits worth more than Rs. 9,000.
- An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
- Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
- 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
- Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
- (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
- Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
- Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.
Fees & Charges
Spend Based Waiver
Renewal fee waiver on spending Rs 6 Lakhs annualy.
Interest Rates
3.4% per month (or 40.8% per annum)
Cash Advance Charges
3.50% of the total transaction value.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Fuel Surcharge
1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.
Foreign Currency Markup
2.5% of the total transaction amount (minimum Rs. 300)
Late Payment Fee
-
Add-on Card Fee
Nil
Rewards & Benifit
Movie & Dining offers
Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.
Reward Redemption
Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.
Zero Liability Protection
Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank.
Rewards Rate
On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.
Travel
Complimentary Domestic & International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.
Online Shopping offers
NA
Insurance Benefits
Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.
Domestic Lounge Access
2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.
International Lounge Access
2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.
9Expert Score
- Joining benefits worth more than Rs. 9,000.
- An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
- Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
- 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
- Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
- (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
- Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
- Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.
Best values score
9
9Expert Score
- Joining benefits worth more than Rs. 9,000.
- An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
- Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
- 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
- Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
- (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
- Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
- Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.
Best values score
9
Specification: ICICI Bank Sapphiro Credit Card
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