ICICI Bank Platinum Identity Credit Card

8.2
Expert ScoreRead review
  • 2 Hand-picked Rewards per Rs. 200 on domestic spends and 4 Hand-picked Rewards per Rs. 200 on international spends.
  • 8 Hand-picked Rewards per ₹ 200 on accelerated card spends.
  • Accelerated Hand-picked Rewards on crossing the stipulated spends thresholds.
  • 24×7 i-Assist (ICICI Bank’s concierge service) support for assistance regarding hotel/flight bookings, hotel reservations, gift deliveries, etc.
  • Fuel surcharge waived at all petrol pumps across India.

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ICICI Bank Platinum Identity Credit Card

8.2
Expert ScoreRead review
  • 2 Hand-picked Rewards per Rs. 200 on domestic spends and 4 Hand-picked Rewards per Rs. 200 on international spends.
  • 8 Hand-picked Rewards per ₹ 200 on accelerated card spends.
  • Accelerated Hand-picked Rewards on crossing the stipulated spends thresholds.
  • 24×7 i-Assist (ICICI Bank’s concierge service) support for assistance regarding hotel/flight bookings, hotel reservations, gift deliveries, etc.
  • Fuel surcharge waived at all petrol pumps across India.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 750 (plus applicable taxes)
Joining Fee
Nil
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • 2 Hand-picked Rewards per Rs. 200 on domestic spends and 4 Hand-picked Rewards per Rs. 200 on international spends.
  • 8 Hand-picked Rewards per ₹ 200 on accelerated card spends.
  • Accelerated Hand-picked Rewards on crossing the stipulated spends thresholds.
  • 24×7 i-Assist (ICICI Bank’s concierge service) support for assistance regarding hotel/flight bookings, hotel reservations, gift deliveries, etc.
  • Fuel surcharge waived at all petrol pumps across India.

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.40% per month (or 40.8% per annum)
Cash Advance Charges
3.50% of the transaction amount
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Fuel Surcharge
Fuel surcharge waived at all filling stations across India
Foreign Currency Markup
2.5% or a minimum of Rs. 300
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
Hand-picked Rewards can be redeemed for Air Miles and other travel-related spends and for spends on fashion, electronics, gadgets and dining categories on the Hand-picked
Zero Liability Protection
Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.
Rewards Rate
2 Hand-picked Rewards per Rs. 200 on domestic spends, 4 Hand-picked Rewards per Rs. 200 on international spends, 3 and 5 Hand-picked Rewards per Rs. 200 on domestic and international spends respectively on crossing the annual spends threshold of Rs. 2.5 lakh
Travel
NA
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
8.2Expert Score
  • 2 Hand-picked Rewards per Rs. 200 on domestic spends and 4 Hand-picked Rewards per Rs. 200 on international spends.
  • 8 Hand-picked Rewards per ₹ 200 on accelerated card spends.
  • Accelerated Hand-picked Rewards on crossing the stipulated spends thresholds.
  • 24×7 i-Assist (ICICI Bank’s concierge service) support for assistance regarding hotel/flight bookings, hotel reservations, gift deliveries, etc.
  • Fuel surcharge waived at all petrol pumps across India.
Best values score
8.2
8.2Expert Score
  • 2 Hand-picked Rewards per Rs. 200 on domestic spends and 4 Hand-picked Rewards per Rs. 200 on international spends.
  • 8 Hand-picked Rewards per ₹ 200 on accelerated card spends.
  • Accelerated Hand-picked Rewards on crossing the stipulated spends thresholds.
  • 24×7 i-Assist (ICICI Bank’s concierge service) support for assistance regarding hotel/flight bookings, hotel reservations, gift deliveries, etc.
  • Fuel surcharge waived at all petrol pumps across India.
Best values score
8.2

Specification: ICICI Bank Platinum Identity Credit Card

Bank Name

ICICI Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

,

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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ICICI Bank Platinum Identity Credit Card
ICICI Bank Platinum Identity Credit Card

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