ICICI Bank Parakram Select Credit Card

9
Expert ScoreRead review
  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).
  • 2 reward points for every Rs. 100 spent on other applicable expenses.
  • 1 reward point on every Rs. 100 spent on insurance and utility bills.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic airport lounge access, max capped 2 per quarter.
  • Complimentary domestic railway lounge access, max capped 2 per quarter.
  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards, no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme

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ICICI Bank Parakram Select Credit Card

9
Expert ScoreRead review
  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).
  • 2 reward points for every Rs. 100 spent on other applicable expenses.
  • 1 reward point on every Rs. 100 spent on insurance and utility bills.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic airport lounge access, max capped 2 per quarter.
  • Complimentary domestic railway lounge access, max capped 2 per quarter.
  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards, no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme
Category:
Reward Type
Reward Points
Renewal Fee
Nil
Joining Fee
Nil
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).
  • 2 reward points for every Rs. 100 spent on other applicable expenses.
  • 1 reward point on every Rs. 100 spent on insurance and utility bills.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic airport lounge access, max capped 2 per quarter.
  • Complimentary domestic railway lounge access, max capped 2 per quarter.
  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards, no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme

Fees & Charges

Spend Based Waiver
Nil
Interest Rates
3.40% per month or 40.8% annually
Cash Advance Charges
3.5% per month or 42% annually
Rewards Redemption Fee
Rs. 99 charged on every reward redemption request
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions across the country
Foreign Currency Markup
2.50% of the withdrawn amount or the subject to a minimum of Rs. 300 charges
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Dining offers under ICICI Bank Culinary Treats Programme.
Reward Redemption
The reward redemption rate is Rs. 0.25 = 1 RP
Zero Liability Protection
Once reported, the cardholder will not be liable for any transactions made with the card.
Rewards Rate
5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs and 2 reward points for every Rs. 100 spent on other applicable expenses
Travel
2 complimentary domestic airport and railway lounge visits per quarter.
Online Shopping offers
Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
Insurance Benefits
Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh.
Domestic Lounge Access
2 complimentary domestic airport lounge access and 2 complimentary domestic railway lounge access per quarter.
International Lounge Access
NA
9Expert Score
  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).
  • 2 reward points for every Rs. 100 spent on other applicable expenses.
  • 1 reward point on every Rs. 100 spent on insurance and utility bills.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic airport lounge access, max capped 2 per quarter.
  • Complimentary domestic railway lounge access, max capped 2 per quarter.
  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards, no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme
Best values score
9
9Expert Score
  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).
  • 2 reward points for every Rs. 100 spent on other applicable expenses.
  • 1 reward point on every Rs. 100 spent on insurance and utility bills.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic airport lounge access, max capped 2 per quarter.
  • Complimentary domestic railway lounge access, max capped 2 per quarter.
  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards, no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme
Best values score
9

Specification: ICICI Bank Parakram Select Credit Card

Bank Name

ICICI Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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ICICI Bank Parakram Select Credit Card
ICICI Bank Parakram Select Credit Card

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