HDFC Bank Regalia Credit Card

9.2

Expert ScoreRead review

HDFC BANK

Category: Credit Cards Tag: Visa Card

Reward Type

Reward Points

Renewal Fee

Rs. 2500 plus taxes

Joining Fee

Rs. 2500 plus taxes

Type of Card

Shopping

Welcome Benefits

2,500 bonus Reward points

USP of Card

Fees & Charges

Spend Based Waiver

Get the annual fee waived off (second-year onwards) by spending more than 3 lakh in the previous year.

Interest Rates

3.6% per month (or 43.2% annually)

Cash Advance Charges

2% on all foreign currency transactions.

Rewards Redemption Fee

Rs. 99 on every redemption request (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

2.5% of the withdrawn amount or Rs. 500, whichever is higher

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Reward Redemption

1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts

Zero Liability Protection

You get zero liability protection cover up to Rs 9 lacs in case of misuse or loss of card.

Rewards Rate

4 reward points every time one spends Rs. 150.

Travel

Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

Online Shopping offers

Get up to 20% off on partner restaurants via Swiggy Dineout

Insurance Benefits

Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Domestic Lounge Access

International Lounge Access

9.2Expert Score

Best values score

9.2

9.2Expert Score

Best values score

9.2

Specification: HDFC Bank Regalia Credit Card

Bank Name	HDFC Bank
Type of Credit Card	Shopping
Joining Fees	Rs. 2500 plus taxes
Renewal fees	Rs. 2500 plus taxes
Best Suited for	Travel \| Shopping
Reward Type	Reward Points
Welcome Benifits	2,500 bonus Reward points
Movie & Dining Offers	Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.
Travel Offers	Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.
online shopping offers	Get up to 20% off on partner restaurants via Swiggy Dineout
Reward redemption	1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts
Reward Rate	4 reward points every time one spends Rs. 150.
Insurance Benifits	Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.
Zero liability protection	You get zero liability protection cover up to Rs 9 lacs in case of misuse or loss of card.
Spend based waiver	Get the annual fee waived off (second-year onwards) by spending more than 3 lakh in the previous year.
Reward redemption charges	Rs. 99 on every redemption request (plus applicable taxes)
Foreign currency markup Charges	2% on all foreign currency transactions.
Interest Charges	3.6% per month (or 43.2% annually)
Fuel Surcharges	1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.
Cash advance charges	2.5% of the withdrawn amount or Rs. 500, whichever is higher
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	for self employed citizen aged between 21 to 65 year muust have annual income 15 lakhs per year and for saloaried citizen must have gross monthaly income higher than 1 lakhs
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	Up to 20% discount on partner restaurants via Dineout.
Reward offer savings	Enjoy great dining benefits with the Good Food Trail program. Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.
USP of Card	1% fuel surcharge waiver capped at a maximum Rs. 500 per month
BestValue Score	9.2

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HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: HDFC Bank Regalia Credit Card

User Reviews

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