HDFC Bank MoneyBack Plus Credit Card

5
Expert ScoreRead review
  • 500 CashPoints on activating the card as a welcome gift.
  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
  • 5X CashPoints for EMI transactions at select merchant outlets.
  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.
  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.
  • A 1% waiver on fuel surcharge.

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Category:

HDFC Bank MoneyBack Plus Credit Card

5
Expert ScoreRead review
  • 500 CashPoints on activating the card as a welcome gift.
  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
  • 5X CashPoints for EMI transactions at select merchant outlets.
  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.
  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.
  • A 1% waiver on fuel surcharge.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 500 (plus applicable taxes)
Joining Fee
Rs. 500 (plus applicable taxes)
Type of Card
-
Welcome Benefits
500 CashPoints

USP of Card

  • 500 CashPoints on activating the card as a welcome gift.
  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
  • 5X CashPoints for EMI transactions at select merchant outlets.
  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.
  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.
  • A 1% waiver on fuel surcharge.

Fees & Charges

Spend Based Waiver
Renewal fee waived off on spending Rs. 50,000 or more in the previous year
Interest Rates
3.6% per month (or 43.2% annually)
Cash Advance Charges
3.5 % of the transacted amount
Rewards Redemption Fee
Rs. 99 per redemption request
Fuel Surcharge
1% fuel surcharge waiver applicable on all fuel transactions
Foreign Currency Markup
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Up to 15% off on dining at over 2,000 premium restaurants.
Reward Redemption
CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines’ AirMiles
Zero Liability Protection
No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.
Rewards Rate
2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.
Travel
NA
Online Shopping offers
-
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
5Expert Score
  • 500 CashPoints on activating the card as a welcome gift.
  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
  • 5X CashPoints for EMI transactions at select merchant outlets.
  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.
  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.
  • A 1% waiver on fuel surcharge.
BestValuesguide score
4.7
5Expert Score
  • 500 CashPoints on activating the card as a welcome gift.
  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).
  • 5X CashPoints for EMI transactions at select merchant outlets.
  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.
  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).
  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.
  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.
  • A 1% waiver on fuel surcharge.
BestValuesguide score
4.7

Specification: HDFC Bank MoneyBack Plus Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Add on card fee

ELIGIBILITY CRITERIA

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HDFC Bank MoneyBack Plus Credit Card
HDFC Bank MoneyBack Plus Credit Card

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