First Citizen Citi Credit Card

8.4
Expert ScoreRead review
  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
  • 2 First Citizen Reward Points on every other spend of Rs. 200.
  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
  • Several other privileges including complimentary parking at Shoppers Stop.
  • 1% fuel surcharge waiver.

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First Citizen Citi Credit Card

8.4
Expert ScoreRead review
  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
  • 2 First Citizen Reward Points on every other spend of Rs. 200.
  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
  • Several other privileges including complimentary parking at Shoppers Stop.
  • 1% fuel surcharge waiver.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 500 (plus applicable taxes)
Joining Fee
500 (plus applicable taxes)
Type of Card
Reward
Welcome Benefits
3 Shoppers Stop vouchers worth Rs. 500 each, and 500 First Citizen Reward Points on your first transaction.

USP of Card

  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
  • 2 First Citizen Reward Points on every other spend of Rs. 200.
  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
  • Several other privileges including complimentary parking at Shoppers Stop.
  • 1% fuel surcharge waiver.

Fees & Charges

Spend Based Waiver
You can get the renewal fee waived off if you spend Rs. 30,000 or more in the previous year.
Interest Rates
3.75% per month
Cash Advance Charges
3.5% on all foreign currency spends
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge which is waived on Authorized IOCL Outlets
Foreign Currency Markup
2.5% of the transacted amount or Rs. 500 (whichever is higher)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Get up to a 20% discount on dining at various participating restaurants.
Reward Redemption
The First Citizen points earned will be automatically transferred to the Shoppers stop, and you can redeem the points available at Shoppers Stop instantly. 1 First Citizen Point = Re. 0.60.
Zero Liability Protection
You get zero liability protection in case of a lost/stolen card once you report your loss to the Citi Bank through their 24x7 helpline number.
Rewards Rate
14 First Citizen Reward Points on every Rs. 200 spent at Shoppers Stop and 10 First Citizen Reward points on every Rs. 200 spent at Shoppers Stop on other brands
Travel
Up to 15% discount and cashback on flights through Makemytrip, booking.com, and many more.
Online Shopping offers
NA
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
8.4Expert Score
  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
  • 2 First Citizen Reward Points on every other spend of Rs. 200.
  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
  • Several other privileges including complimentary parking at Shoppers Stop.
  • 1% fuel surcharge waiver.
Best values score
8.4
8.4Expert Score
  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
  • 2 First Citizen Reward Points on every other spend of Rs. 200.
  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
  • Several other privileges including complimentary parking at Shoppers Stop.
  • 1% fuel surcharge waiver.
Best values score
8.4

Specification: First Citizen Citi Credit Card

Bank Name

Citi Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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First Citizen Citi Credit Card
First Citizen Citi Credit Card

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