CHOLA – Chola Flexi Health Supreme Plus

7.8
Expert ScoreRead review
  • Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
  • Coverage for new born baby
  • Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
  • Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year
Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.
  • Cover :₹ 20.0 Lakhs
  • Bonus / NCB :50% NCB provided every year up to a max of 100% of base SI.
  • Copay :No copayment 
  • Claims Settled :91.2%

10,235.00

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Health insurance

CHOLA – Chola Flexi Health Supreme Plus

7.8
Expert ScoreRead review


Premium Amount

10,235.00

  • Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
  • Coverage for new born baby
  • Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
  • Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year
Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.
  • Cover :₹ 20.0 Lakhs
  • Bonus / NCB :50% NCB provided every year up to a max of 100% of base SI.
  • Copay :No copayment 
  • Claims Settled :91.2%
100% Cover restoration
Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
Free Health Check-up
-
Daily cash allowance
Rs.500/- per day/ maximum of 10 days per policy year.
Ambulance charges
Road Ambulance: upto 1% of SI subject to a maximum of Rs.5,000/- per hospitalization.
Pre-hospitalisation
Expenses for 60 days covered
No claim bonus
50% NCB provided every year up to a max of 100% of base SI.
Post hospitalisation
Expenses for 90 days covered
Ayush treatments
Ayush benefit up to cover amount
Maternity
Waiting period 36 months
Outpatient Expense
NA
Organ donor expenses
Covered up to Sum Insured
New-born treatment
NA
Domiciliary Hospitalisation
Covered up to Sum Insured
Recovery allowance
NA
Sum Insured
20 Lakh
E- Consultation
NA

Pros

NA
50% NCB provided every year up to a max of 100% of base SI.
Ayush benefit up to cover amount
Domiciliary Hospitalisation
Covered up to Sum Insured

cons

USP of This Plan

  • Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
  • Coverage for new born baby
  • Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
  • Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year
Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.
  • Cover :₹ 20.0 Lakhs
  • Bonus / NCB :50% NCB provided every year up to a max of 100% of base SI.
  • Copay :No copayment 
  • Claims Settled :91.2%

Our Take

7.8Expert Score
  • Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
  • Coverage for new born baby
  • Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
  • Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year
Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.
  • Cover :₹ 20.0 Lakhs
  • Bonus / NCB :50% NCB provided every year up to a max of 100% of base SI.
  • Copay :No copayment 
  • Claims Settled :91.2%
Best values score
7.8

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
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7.8Expert Score
  • Maternity Cover: Reimbursement upto Rs.50,000/- per delivery after a waiting period of 36 months
  • Coverage for new born baby
  • Sum Insured restoration: Automatic Sum Insured Restoration in the event of exhaustion or insufficient Base Sum Insured & Cumulative Bonus.
  • Daily Care Benefit: Rs.500/- per day/ maximum of 10 days per policy year
Flagship health insurance plan of Chola MS providing comprehesive health cover for individual and families.
  • Cover :₹ 20.0 Lakhs
  • Bonus / NCB :50% NCB provided every year up to a max of 100% of base SI.
  • Copay :No copayment 
  • Claims Settled :91.2%
Best values score
7.8

Specification: CHOLA – Chola Flexi Health Supreme Plus

Health Insurance provider

Chola Healthcare

Co-pay

Claims settlment Ratio

Sum Insured

100% Cover restoration

No claim bonus

Free Health Checkup

Ambulance charges

Daily Cash Allowance

Pre-hospitalisation Expenses

Post hospitalisation expenses

Organ donor expenses

Maternity

New-born treatment

Domiciliary Hospitalisation

Outpatient

Ayush treatments

Day Care Procedures

Abundance of network hospitals

Pre-existing diseases (PED)Coverage

Recovery allowance

Room Rent Limit

Tele-Consultation

The waiting period

Treatment at Home

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CHOLA – Chola Flexi Health Supreme Plus
CHOLA – Chola Flexi Health Supreme Plus

10,235.00

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