Bank of Baroda Swavlamban Credit Card

9
Expert ScoreRead review
  • Lifetime-free credit card.
  • 4 Reward Points on every spend of Rs. 100.
  • Use up to 105% of your credit limit.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Insurance cover against accidental personal death.
  • Zero liability protection against lost/stolen card.

Added to wishlistRemoved from wishlist 0
Add to compare
Category:

Bank of Baroda Swavlamban Credit Card

9
Expert ScoreRead review
  • Lifetime-free credit card.
  • 4 Reward Points on every spend of Rs. 100.
  • Use up to 105% of your credit limit.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Insurance cover against accidental personal death.
  • Zero liability protection against lost/stolen card.
Category:
Reward Type
Reward Points
Renewal Fee
Nil Rs. 250 (for non-delinquent cardmembers)
Joining Fee
Nil Rs. 250 (for non-delinquent cardmembers)
Type of Card
Shopping
Welcome Benefits
NA

USP of Card

  • Lifetime-free credit card.
  • 4 Reward Points on every spend of Rs. 100.
  • Use up to 105% of your credit limit.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Insurance cover against accidental personal death.
  • Zero liability protection against lost/stolen card.

Fees & Charges

Spend Based Waiver
The joining fee (if applicable) would be waived off on spending Rs. 2,500 within 60 days, and the annual fee (if applicable) would be waived off on spending Rs. 12,000 in the previous year.
Interest Rates
3.49% per month
Cash Advance Charges
3.5 % of the transacted amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000. The maximum waiver is capped at Rs. 250.
Foreign Currency Markup
2.5 % of the transaction amount subject to a minimum charge of Rs 500.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The Reward Points earned using this credit card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.
Zero Liability Protection
Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner
Rewards Rate
1 Reward Point on every retail spend of Rs. 100.
Travel
NA
Online Shopping offers
NA
Insurance Benefits
The cardholders get an insurance coverage against personal accidental death.
Domestic Lounge Access
NA
International Lounge Access
NA
9Expert Score
  • Lifetime-free credit card.
  • 4 Reward Points on every spend of Rs. 100.
  • Use up to 105% of your credit limit.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Insurance cover against accidental personal death.
  • Zero liability protection against lost/stolen card.
Best values score
9
9Expert Score
  • Lifetime-free credit card.
  • 4 Reward Points on every spend of Rs. 100.
  • Use up to 105% of your credit limit.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Insurance cover against accidental personal death.
  • Zero liability protection against lost/stolen card.
Best values score
9

Specification: Bank of Baroda Swavlamban Credit Card

Bank Name

BOB

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

User Reviews

0.0 out of 5
0
0
0
0
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

Bank of Baroda Swavlamban Credit Card
Bank of Baroda Swavlamban Credit Card

BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0