Bank of Baroda ( BoB ) Premier Credit Card

8.8

Expert ScoreRead review

2 reward points on every Rs 100 spent on all categories.
5x reward points while spending categories such as dining, travel, and international transactions.
Complimentary Domestic Lounge Access at selected airports.
Insurance benefits covering personal accident death cover.
1% fuel surcharge waiver on fuel transactions at all fuel stations across India.

Bank of baroda

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 1,000 (plus applicable taxes)

Joining Fee

Rs. 1,000 (plus applicable taxes)

Type of Card

Cashback

Welcome Benefits

USP of Card

2 reward points on every Rs 100 spent on all categories.
5x reward points while spending categories such as dining, travel, and international transactions.
Complimentary Domestic Lounge Access at selected airports.
Insurance benefits covering personal accident death cover.
1% fuel surcharge waiver on fuel transactions at all fuel stations across India.

Fees & Charges

Spend Based Waiver

Spend Rs. 10000 within 60 days for joining fee waiver and Rs. 1,20,000 in the year to get an annual fee waiver

Interest Rates

3.25% per month or 39% per annum

Cash Advance Charges

3.5 % of the transacted amount

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5000

Foreign Currency Markup

2.5% of withdrawal amount, subject to a minimum of ₹300

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25

Zero Liability Protection

Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.

Rewards Rate

For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.

Travel

You will get complimentary access to the domestic lounges.

Online Shopping offers

Insurance Benefits

You get a personal accidental death cover with this credit card

Domestic Lounge Access

1 complimentary domestic lounge visit per quarter.

International Lounge Access

8.8Expert Score

2 reward points on every Rs 100 spent on all categories.
5x reward points while spending categories such as dining, travel, and international transactions.
Complimentary Domestic Lounge Access at selected airports.
Insurance benefits covering personal accident death cover.
1% fuel surcharge waiver on fuel transactions at all fuel stations across India.

Best values score

8.8

8.8Expert Score

2 reward points on every Rs 100 spent on all categories.
5x reward points while spending categories such as dining, travel, and international transactions.
Complimentary Domestic Lounge Access at selected airports.
Insurance benefits covering personal accident death cover.
1% fuel surcharge waiver on fuel transactions at all fuel stations across India.

Best values score

8.8

Specification: Bank of Baroda ( BoB ) Premier Credit Card

Bank Name	BOB
Type of Credit Card	Cashback
Joining Fees	Rs. 1,000 (plus applicable taxes)
Renewal fees	Rs. 1,000 (plus applicable taxes)
Best Suited for	Travel \| Dining
Reward Type	Reward Points
Welcome Benifits	NA
Movie & Dining Offers	NA
Travel Offers	You will get complimentary access to the domestic lounges.
online shopping offers	NA
Reward redemption	You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25
Reward Rate	For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.
Domestic Lounge Access	1 complimentary domestic lounge visit per quarter.
International lounge access	NA
Insurance Benifits	You get a personal accidental death cover with this credit card
Zero liability protection	Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.
Spend based waiver	Spend Rs. 10000 within 60 days for joining fee waiver and Rs. 1,20,000 in the year to get an annual fee waiver
Reward redemption charges	Nil
Foreign currency markup Charges	3.5 % of the transacted amount
Interest Charges	3.25% per month or 39% per annum
Fuel Surcharges	1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5000
Cash advance charges	2.5% of withdrawal amount, subject to a minimum of ₹300
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	for salaried individuals should be between 21 years to 60 years, with an income of at least Rs. 20,000 per month.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	10% extra discount on selected hotels
Reward offer savings	5x reward points while spending categories such as dining, travel, and international transactions
USP of Card	1+1 food/drinks at select restaurants
BestValue Score	8.8

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Bank of Baroda ( BoB ) Premier Credit Card

Bank of Baroda ( BoB ) Premier Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Bank of Baroda ( BoB ) Premier Credit Card

User Reviews

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