Bank of Baroda (BoB) Eterna Credit Card

9.4
Expert ScoreRead review
  • Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.
  • 10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.
  • 20,000 bonus reward points on spending Rs. 5,00,000 in a year.
  • 15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
  • 3 reward points on spends of Rs. 100 on all other categories.
  • 1 Reward Point = Rs. 0.25.
  • Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.
  • Joining fee waived off on spending Rs. 25,000 in the first 60 days.
  • Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.
  • Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).

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Bank of Baroda (BoB) Eterna Credit Card

9.4
Expert ScoreRead review
  • Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.
  • 10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.
  • 20,000 bonus reward points on spending Rs. 5,00,000 in a year.
  • 15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
  • 3 reward points on spends of Rs. 100 on all other categories.
  • 1 Reward Point = Rs. 0.25.
  • Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.
  • Joining fee waived off on spending Rs. 25,000 in the first 60 days.
  • Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.
  • Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 2,499 + GST
Joining Fee
Rs. 2,499 + GST
Type of Card
Shopping
Welcome Benefits
6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.

USP of Card

  • Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.
  • 10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.
  • 20,000 bonus reward points on spending Rs. 5,00,000 in a year.
  • 15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
  • 3 reward points on spends of Rs. 100 on all other categories.
  • 1 Reward Point = Rs. 0.25.
  • Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.
  • Joining fee waived off on spending Rs. 25,000 in the first 60 days.
  • Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.
  • Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).

Fees & Charges

Spend Based Waiver
Joining fee waived on spending Rs. 25,000 in the first 60 days, annual fee of the subsequent year waived on expenditure of Rs. 2.5 lakh in the previous year
Interest Rates
3.25% per month or 39% per annum
Cash Advance Charges
2% of the transacted amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% of the transaction amount waived for transactions between Rs. 400 and Rs. 5,000 (subject to a maximum waiver of RS. 250 per statement cycle)
Foreign Currency Markup
2.5% of the transaction amount, subject to a minimum charge of Rs. 500
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
5X (15) reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through Paytm
Reward Redemption
Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.
Zero Liability Protection
Cardmember not liable for any fraudulent transaction post the time of reporting the loss of card.
Rewards Rate
15 reward points / Rs. 100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate), 3 reward points/ Rs. 100 for spends on all other categories.
Travel
Travel Unlimited complimentary domestic lounge access, lower foreign currency mark-up of 2%
Online Shopping offers
15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
Insurance Benefits
Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)
Domestic Lounge Access
Unlimited complimentary domestic lounge access under the Mastercard India lounge program.
International Lounge Access
NA
9.4Expert Score
  • Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.
  • 10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.
  • 20,000 bonus reward points on spending Rs. 5,00,000 in a year.
  • 15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
  • 3 reward points on spends of Rs. 100 on all other categories.
  • 1 Reward Point = Rs. 0.25.
  • Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.
  • Joining fee waived off on spending Rs. 25,000 in the first 60 days.
  • Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.
  • Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).
Best values score
9.4
9.4Expert Score
  • Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.
  • 10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.
  • 20,000 bonus reward points on spending Rs. 5,00,000 in a year.
  • 15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.
  • 3 reward points on spends of Rs. 100 on all other categories.
  • 1 Reward Point = Rs. 0.25.
  • Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.
  • Joining fee waived off on spending Rs. 25,000 in the first 60 days.
  • Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.
  • Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).
Best values score
9.4

Specification: Bank of Baroda (BoB) Eterna Credit Card

Bank Name

BOB

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Bank of Baroda (BoB) Eterna Credit Card
Bank of Baroda (BoB) Eterna Credit Card

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