Bank of Baroda ( BoB ) Easy Credit Card

9.2

Expert ScoreRead review

Lifetime free for a limited time period
Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
Earn 1 reward point on other categories.
Earn 0.5% cashback on payment of card bill.

Bank of baroda

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 500 (Lifetime Free for a limited time)

Joining Fee

Rs. 500 (Lifetime Free for a limited time)

Type of Card

Shopping

Welcome Benefits

USP of Card

Lifetime free for a limited time period
Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
Earn 1 reward point on other categories.
Earn 0.5% cashback on payment of card bill.

Fees & Charges

Spend Based Waiver

Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver

Interest Rates

3.25% per month

Cash Advance Charges

3.5%

Rewards Redemption Fee

Nil

Fuel Surcharge

Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 – Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.

Foreign Currency Markup

At Domestic ATMs – 2.5% or Rs. 300 At International ATMs – 3% or Rs. 300

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.

Zero Liability Protection

It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.

Rewards Rate

1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment., 5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores.

Travel

Online Shopping offers

Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.

Insurance Benefits

Domestic Lounge Access

International Lounge Access

9.2Expert Score

Lifetime free for a limited time period
Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
Earn 1 reward point on other categories.
Earn 0.5% cashback on payment of card bill.

Best values score

9.2

9.2Expert Score

Lifetime free for a limited time period
Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
Earn 1 reward point on other categories.
Earn 0.5% cashback on payment of card bill.

Best values score

9.2

Specification: Bank of Baroda ( BoB ) Easy Credit Card

Bank Name	BOB
Type of Credit Card	Shopping
Joining Fees	Rs. 500 (Lifetime Free for a limited time)
Renewal fees	Rs. 500 (Lifetime Free for a limited time)
Best Suited for	Shopping
Reward Type	Reward Points
Welcome Benifits	NA
Movie & Dining Offers	NA
Travel Offers	NA
online shopping offers	Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
Reward redemption	Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.
Reward Rate	1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment., 5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores.
Domestic Lounge Access	NA
International lounge access	NA
Insurance Benifits	NA
Zero liability protection	It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.
Spend based waiver	Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver
Reward redemption charges	Nil
Foreign currency markup Charges	3.5%
Interest Charges	3.25% per month
Fuel Surcharges	Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 – Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.
Cash advance charges	At Domestic ATMs – 2.5% or Rs. 300 At International ATMs – 3% or Rs. 300
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	For salaried employees, the minimum eligible income is Rs, 1 lakh per month. For self-employed people, the minimum eligible income is Rs. 12 lakhs per annum.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	Earn 1 reward point on other categories. Earn 0.5% cashback on payment of card bill.
USP of Card	1% Cashback on other spends
BestValue Score	9.2

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Bank of Baroda ( BoB ) Easy Credit Card

Bank of Baroda ( BoB ) Easy Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Bank of Baroda ( BoB ) Easy Credit Card

User Reviews

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