Axis Bank MY ZONE Credit Card

9.2
Expert ScoreRead review
  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.

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Axis Bank MY ZONE Credit Card

9.2
Expert ScoreRead review
  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Type of Card
Reward
Welcome Benefits
Free SonyLiv annual subscription worth Rs. 999.

USP of Card

  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.6% per month (52.86% per annum)
Cash Advance Charges
3.5 % of the transacted amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)
Foreign Currency Markup
2.5% of the withdrawal amount subject to a minimum charge of Rs. 500
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.
Reward Redemption
EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal
Zero Liability Protection
Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.
Rewards Rate
4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)
Travel
Complimentary domestic airport lounge access
Online Shopping offers
15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.
Insurance Benefits
NA
Domestic Lounge Access
1 complimentary domestic airport lounge access every quarter
International Lounge Access
NA
9.2Expert Score
  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.
Best values score
9.2
9.2Expert Score
  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.
Best values score
9.2

Specification: Axis Bank MY ZONE Credit Card

Bank Name

Axis Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Axis Bank MY ZONE Credit Card
Axis Bank MY ZONE Credit Card

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