Axis Bank ACE Credit Card

9.6
Expert ScoreRead review
  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Swiggy, Zomato, and Ola.
  • 2% cashback on all other purchases (with a few exceptions).
  • 4 free domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining at over 4000+ restaurants.
  • Spend-based joining & annual fee waiver.

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Axis Bank ACE Credit Card

9.6
Expert ScoreRead review
  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Swiggy, Zomato, and Ola.
  • 2% cashback on all other purchases (with a few exceptions).
  • 4 free domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining at over 4000+ restaurants.
  • Spend-based joining & annual fee waiver.
Reward Type
Reward Points
Renewal Fee
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Type of Card
Cashback
Welcome Benefits
NA

USP of Card

  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Swiggy, Zomato, and Ola.
  • 2% cashback on all other purchases (with a few exceptions).
  • 4 free domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining at over 4000+ restaurants.
  • Spend-based joining & annual fee waiver.

Fees & Charges

Spend Based Waiver
Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.
Interest Rates
3.6% per month or 52.86% annualized
Cash Advance Charges
3.5% of the transaction amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).
Foreign Currency Markup
2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.
Reward Redemption
Your earned cashback is automatically credited to the cardholders’ accounts.
Zero Liability Protection
Cardmembers won’t be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.
Rewards Rate
5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.
Travel
Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.
Online Shopping offers
4% cashback on Swiggy, Zomato, and Ola.
Insurance Benefits
NA
Domestic Lounge Access
4 complimentary airport lounge visits to domestic airport lounges per year
International Lounge Access
NA
9.6Expert Score
  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Swiggy, Zomato, and Ola.
  • 2% cashback on all other purchases (with a few exceptions).
  • 4 free domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining at over 4000+ restaurants.
  • Spend-based joining & annual fee waiver.
Best values score
9.6
9.6Expert Score
  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Swiggy, Zomato, and Ola.
  • 2% cashback on all other purchases (with a few exceptions).
  • 4 free domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining at over 4000+ restaurants.
  • Spend-based joining & annual fee waiver.
Best values score
9.6

Specification: Axis Bank ACE Credit Card

Bank Name

Axis Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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