AU Bank Vetta Credit Card

9
Expert ScoreRead review
  • Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
  • 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
  • Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
  • 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
  • Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
  • 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
  • Complimentary (limited) domestic and international airport lounge access.
  • Complimentary IRCTC lounge access at select railway stations across India.
  •  24×7 dedicated concierge service for travel, dining and golf sessions related assistance.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Comprehensive insurance protection including Credit Shield cover, lost card liability protection, air accident insurance and many other travel-related insurance covers.

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Category:

AU Bank Vetta Credit Card

9
Expert ScoreRead review
  • Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
  • 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
  • Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
  • 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
  • Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
  • 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
  • Complimentary (limited) domestic and international airport lounge access.
  • Complimentary IRCTC lounge access at select railway stations across India.
  •  24×7 dedicated concierge service for travel, dining and golf sessions related assistance.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Comprehensive insurance protection including Credit Shield cover, lost card liability protection, air accident insurance and many other travel-related insurance covers.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 2,999 + GST
Joining Fee
Rs. 2,999 + GST
Type of Card
Reward
Welcome Benefits
Vouchers worth Rs. 2,000 from top brands on a minimum expenditure of Rs. 30,000 within 60 days of card setup.

USP of Card

  • Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
  • 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
  • Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
  • 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
  • Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
  • 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
  • Complimentary (limited) domestic and international airport lounge access.
  • Complimentary IRCTC lounge access at select railway stations across India.
  •  24×7 dedicated concierge service for travel, dining and golf sessions related assistance.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Comprehensive insurance protection including Credit Shield cover, lost card liability protection, air accident insurance and many other travel-related insurance covers.

Fees & Charges

Spend Based Waiver
Joining fee waived off on expenditure of Rs. 40,000 within 90 days of card setup, renewal fee (second year onwards) waived off on expenditure of Rs. 1.5 lakh in the preceding year
Interest Rates
2.99% per month (35.88% annually)
Cash Advance Charges
2.99% of the transaction amount
Rewards Redemption Fee
Nil
Fuel Surcharge
Fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)
Foreign Currency Markup
2.5% of the transaction amount (subject to a minimum charge of Rs. 100)
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25
Zero Liability Protection
Cardholder not liable for any fraudulent transaction with the card post reporting the loss of card to the bank
Rewards Rate
10 Reward Points per Rs. 100 on utility bill payments (reward rate = 2.5%), 4 Reward Points per Rs. 100 on grocery and departmental store spends (reward rate = 1%),
Travel
Reward Points redeemable for flight/hotel bookings on AU Rewardz portal, complimentary domestic and international airport lounge access, complimentary IRCTC loucnge access
Online Shopping offers
NA
Insurance Benefits
Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers
Domestic Lounge Access
1 per quarter under Visa domestic lounge program
International Lounge Access
1 per quarter with Priority Pass membership
9Expert Score
  • Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
  • 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
  • Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
  • 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
  • Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
  • 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
  • Complimentary (limited) domestic and international airport lounge access.
  • Complimentary IRCTC lounge access at select railway stations across India.
  •  24×7 dedicated concierge service for travel, dining and golf sessions related assistance.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Comprehensive insurance protection including Credit Shield cover, lost card liability protection, air accident insurance and many other travel-related insurance covers.
Best values score
9
9Expert Score
  • Vouchers worth Rs. 2,000 on minimum expenditure of Rs. 30,000 within 6 months of card setup.
  • 4 Reward Points per Rs. 100 on grocery and departmental store spends, 2 Reward Points per Rs. 100 on all other retail spends and one Reward Point per Rs. 100 on utility bill payments. No Reward Points are earned on fuel purchases.
  • Zomato Pro annual membership on spends of Rs. 50,000 in a month (applicable only once in a year).
  • 500 Bonus Reward Points on retail spends of Rs. 50,000 in a calendar quarter and additional 1,000 Reward Points on achieving quarterly spend milestone of Rs. 1 lakh.
  • Vouchers worth Rs. 1,000 from top brands on spending a minimum of Rs. 2.5 lakh in an anniversary year.
  • 1,000 Bonus Reward Points on completing 1 retail transaction on birthday.
  • Complimentary (limited) domestic and international airport lounge access.
  • Complimentary IRCTC lounge access at select railway stations across India.
  •  24×7 dedicated concierge service for travel, dining and golf sessions related assistance.
  • 1% fuel surcharge waiver at all fuel stations across India.
  • Comprehensive insurance protection including Credit Shield cover, lost card liability protection, air accident insurance and many other travel-related insurance covers.
Best values score
9

Specification: AU Bank Vetta Credit Card

Bank Name

AU Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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