9Expert Score
- AU Bank Insta Pay Credit Card is a lifetime free card.
- You can make seamless UPI transactions with this card.
- This is a virtual credit card which provides a lot of convenience and comfort to its customers.
- Interest-free period of 48 days.
- 1% cashback on eligible UPI spends.
PROS
- This is a lifetime free credit card, i.e. there are no joining or annual charges.
- As a virtual credit card, this card offers a lot of convenience to users.
- Get cashback on UPI spends.
CONS
- The AU Bank InstaPay Credit Card is only useful for spends made on UPI transactions.
- There are no welcome benefits or lounge access provided with this credit card.
- The cashback received is just 1% which is quite less.
AU Bank InstaPay Credit Card
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