AU Bank Altura Plus Credit Card

9
Expert ScoreRead review
  • Gift vouchers worth Rs. 500 as a welcome benefit.
  • 1.5% cashback on retail spends at merchant outlets.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • Earn 500 bonus Reward Points every month.
  • 2 complimentary railway lounge access every quarter.
  • 1% fuel surcharge waiver.
  • Zero liability protection against the lost card.

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Category:

AU Bank Altura Plus Credit Card

9
Expert ScoreRead review
  • Gift vouchers worth Rs. 500 as a welcome benefit.
  • 1.5% cashback on retail spends at merchant outlets.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • Earn 500 bonus Reward Points every month.
  • 2 complimentary railway lounge access every quarter.
  • 1% fuel surcharge waiver.
  • Zero liability protection against the lost card.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Type of Card
Reward
Welcome Benefits
Gift voucher worth Rs. 500 from some top brands.

USP of Card

  • Gift vouchers worth Rs. 500 as a welcome benefit.
  • 1.5% cashback on retail spends at merchant outlets.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • Earn 500 bonus Reward Points every month.
  • 2 complimentary railway lounge access every quarter.
  • 1% fuel surcharge waiver.
  • Zero liability protection against the lost card.

Fees & Charges

Spend Based Waiver
Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.
Interest Rates
3.49% per month
Cash Advance Charges
3.49% on all foreign currency spends.
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.
Foreign Currency Markup
2.5% of the transacted amount or Rs. 100
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
-
Zero Liability Protection
You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.
Rewards Rate
1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.
Travel
Get complimentary railway lounge access at selected locations in India
Online Shopping offers
-
Insurance Benefits
NA
Domestic Lounge Access
2 complimentary domestic lounge access every calendar quarter.
International Lounge Access
NA
9Expert Score
  • Gift vouchers worth Rs. 500 as a welcome benefit.
  • 1.5% cashback on retail spends at merchant outlets.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • Earn 500 bonus Reward Points every month.
  • 2 complimentary railway lounge access every quarter.
  • 1% fuel surcharge waiver.
  • Zero liability protection against the lost card.
Best values score
9
PROS
  • You get domestic airport lounge and railway lounge access with this card.
CONS
  • There isn’t any international lounge access provided with this card.
9Expert Score
  • Gift vouchers worth Rs. 500 as a welcome benefit.
  • 1.5% cashback on retail spends at merchant outlets.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • Earn 500 bonus Reward Points every month.
  • 2 complimentary railway lounge access every quarter.
  • 1% fuel surcharge waiver.
  • Zero liability protection against the lost card.
Best values score
9
PROS
  • You get domestic airport lounge and railway lounge access with this card.
CONS
  • There isn’t any international lounge access provided with this card.

Specification: AU Bank Altura Plus Credit Card

Bank Name

AU Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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AU Bank Altura Plus Credit Card
AU Bank Altura Plus Credit Card

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