AU Bank Altura Credit Card

9
Expert ScoreRead review
  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.

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Category:

AU Bank Altura Credit Card

9
Expert ScoreRead review
  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 199 + GST
Joining Fee
Rs. 199 + GST
Type of Card
Reward
Welcome Benefits
Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.

USP of Card

  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.

Fees & Charges

Spend Based Waiver
The joining and renewal fees will be waived off on the basis of the amount that you spend using your credit card.
Interest Rates
3.49% per month
Cash Advance Charges
3.49% on all international spends.
Rewards Redemption Fee
Nil
Fuel Surcharge
Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.
Foreign Currency Markup
Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
NA
Zero Liability Protection
Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.
Rewards Rate
Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.
Travel
Complimentary access to railway lounges.
Online Shopping offers
2% cash back on groceries, departmental stores, and utility bills.
Insurance Benefits
NA
Domestic Lounge Access
2 complimentary visits to railway lounges in India per quarter.
International Lounge Access
NA
9Expert Score
  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.
Best values score
9
9Expert Score
  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.
Best values score
9

Specification: AU Bank Altura Credit Card

Bank Name

AU Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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AU Bank Altura Credit Card
AU Bank Altura Credit Card

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