Aditya Birla Health Insurance – Platinum – Enhanced
- Coaching on nutrition, fitness and dental consultation
- Health Assessment measures MER including BP, BMI, HWR and smoking status, Blood Sugar and Total Cholesterol. Charges for the same shall be borne by Aditya Birla once in a policy year
- Expert Health Coach,Mental wellness counselling, homeopathy teleconsultation,Premium Waiver
With unique benefits such as 100% Health Returns, cover for Modern treatments methods and chronic management program, the Activ Health Platinum- Enhanced Plan is one of a kind.
- Cover :₹ 40.0 Lakhs
- Bonus / NCB :Cumulative Bonus Applicable on Sum Insured:50% increase, max up to 100% (up to a maximum of `1 Cr)
- Copay :No copayment
- Claims Settled :99.41%
₹17,222.00
Aditya Birla Health Insurance – Platinum – Enhanced
Premium Amount
₹17,222.00
- Coaching on nutrition, fitness and dental consultation
- Health Assessment measures MER including BP, BMI, HWR and smoking status, Blood Sugar and Total Cholesterol. Charges for the same shall be borne by Aditya Birla once in a policy year
- Expert Health Coach,Mental wellness counselling, homeopathy teleconsultation,Premium Waiver
With unique benefits such as 100% Health Returns, cover for Modern treatments methods and chronic management program, the Activ Health Platinum- Enhanced Plan is one of a kind.
- Cover :₹ 40.0 Lakhs
- Bonus / NCB :Cumulative Bonus Applicable on Sum Insured:50% increase, max up to 100% (up to a maximum of `1 Cr)
- Copay :No copayment
- Claims Settled :99.41%
100% Cover restoration
Free Health Check-up
-
Daily cash allowance
Ambulance charges
Pre-hospitalisation
No claim bonus
Post hospitalisation
Ayush treatments
Maternity
Outpatient Expense
Organ donor expenses
New-born treatment
Domiciliary Hospitalisation
Recovery allowance
Sum Insured
E- Consultation
Pros
Domiciliary Hospitalisation
cons
USP of This Plan
- Coaching on nutrition, fitness and dental consultation
- Health Assessment measures MER including BP, BMI, HWR and smoking status, Blood Sugar and Total Cholesterol. Charges for the same shall be borne by Aditya Birla once in a policy year
- Expert Health Coach,Mental wellness counselling, homeopathy teleconsultation,Premium Waiver
With unique benefits such as 100% Health Returns, cover for Modern treatments methods and chronic management program, the Activ Health Platinum- Enhanced Plan is one of a kind.
- Cover :₹ 40.0 Lakhs
- Bonus / NCB :Cumulative Bonus Applicable on Sum Insured:50% increase, max up to 100% (up to a maximum of `1 Cr)
- Copay :No copayment
- Claims Settled :99.41%
Our Take
Policy Exclusions :
Any claim other than accidental claims inside 30 day waiting period
Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy
Claims settlement
If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
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Specification: Aditya Birla Health Insurance – Platinum – Enhanced
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Aditya Birla Health Insurance – Platinum – Enhanced
₹17,222.00
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