Two Incredible Credit Cards to Transform Your Shopping Experience
In a world filled with financial choices, finding the perfect credit card can be overwhelming. But fear not, as we’ve handpicked two exceptional credit cards that promise to elevate your shopping game and offer a plethora of benefits. Meet the AU Bank Altura Credit Card and the Axis Flipkart Credit Card, each designed to provide you with limitless savings, rewards, and a world of convenience.
AU Bank Altura Credit Card: Your Ultimate Shopping Partner
The AU Bank Altura Credit Card is your ticket to unparalleled cashback rewards and an array of exclusive benefits. Here’s what makes it a standout choice:
Cashback Galore: Earn 5% cashback on retail spends of a minimum of Rs 2,500 within the first 60 days of card setup, with a maximum cashback of Rs 150 per statement cycle. But that’s just the beginning!
Smart Cashback: Enjoy 2% cashback on all retail spends at grocery stores, departmental stores, and utility bill payments, capped at Rs 50 per statement cycle. For all other retail expenses, you still get 1% cashback, with a maximum cashback of Rs 50. Plus, complete a minimum of Rs 10,000 retail spends in every statement cycle to receive an additional cashback of Rs 50.
Lounge Access: Travel in style with 2 complimentary lounge access passes per calendar quarter at railway stations in select cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
Fuel Savings: Get a 1% fuel surcharge waiver for fuel transactions between Rs 400 and Rs 5,000 at any fuel station in India.
Flexible EMI: Convert transactions worth INR 2,000 or more into easy EMI options for added convenience.
Partner Offers: Take advantage of partner offers, including instant discounts on Flipkart, Myntra, Swiggy Instamart, Tata CLiQ, and Blinkit app for groceries.
Hassle-Free Fees: Say goodbye to hefty fees with a joining fee of just Rs 199 + taxes, and an annual fee of Rs 199 + taxes. Even better, the joining fee is reversed on spending Rs 10,000 within 90 days of card setup, and the annual fee is waived on spending Rs 40,000 in the previous anniversary year.
Easy Eligibility: Eligibility is straightforward. If you’re aged 21-60, employed (salaried or self-employed) with a monthly income starting from Rs 25,000, and have an existing card with a minimum limit of Rs 30,000, you’re eligible. Your credit score should be 700+ with no delayed payments in the last 12 months.
Application Made Easy: Applying for the AU Bank Altura Credit Card is simple. Just follow the steps on AU Bank’s website, complete the verification process, and submit your application. A confirmation SMS will be sent upon approval.
Axis Flipkart Credit Card: Shop Smart, Save Big
The Axis Flipkart Credit Card is your key to unlocking unlimited cashback on Flipkart and more. Here’s why it’s a must-have:
5% Unlimited Cashback: Earn a whopping 5% unlimited cashback on Flipkart, making your online shopping experience incredibly rewarding.
Dining and Entertainment: Enjoy 4% cashback on Swiggy, Uber, PVR, Cleartrip, Curefit, and Tata Play. Plus, get 1.5% cashback on all other spends except wallet load, EMI, rent, jewelry, and government services.
Fuel Savings: Say goodbye to fuel surcharges with a 1% waiver on fuel purchases at all fuel stations across India.
Lounge Access: Relax and unwind with 4 complimentary lounge visits within India every year.
Welcome Bonuses: Get a Flipkart gift card worth Rs 500 on your first transaction with your Flipkart Axis credit card. Plus, enjoy a 15% discount (up to Rs 500) on your first transaction on Myntra using the card.
Straightforward Fees: The joining fee is Rs 500, and the annual fee is Rs 500. However, the annual fee is waived on annual spends of Rs 2,00,000 or more.
Eligibility: If you’re aged 21-70 and have a monthly income starting from Rs 15,000 (salaried) or Rs 30,000 (self-employed), you’re eligible. The card is available across major cities in India.
Seamless Application: Applying for the Axis Flipkart Credit Card is a breeze. Visit BankKaro, complete the verification process, and submit your application. A confirmation SMS will be sent upon approval.
Now, the choice is yours. Whether you prefer the AU Bank Altura Credit Card with its fantastic cashback rewards or the Axis Flipkart Credit Card for unbeatable discounts on online shopping, these cards are sure to enhance your lifestyle. Don’t wait; apply today and start making every purchase a rewarding experience!
