IndusInd Bank Indulge Credit Card

8.2

Expert ScoreRead review

First credit card in Indian sub-continent with pure 22K gold inlay.
No pre-set credit limit.
1.5 Reward Points for every Rs. 100 spent using the card.
Reward Points redeemable against Airmiles, cash credit, or IndusMoments.
Complimentary domestic and international lounge access.
Complimentary Priority Pass membership.
Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
Unlimited complimentary access to golf games at selected golf courses.
A lower interest rate of 1.79% per month.
Personal air accident cover worth Rs. 2.5 crores.
Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.
24×7 concierge service.

IndusInd

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Nil

Joining Fee

Rs. 2,00,000 + GST

Type of Card

Reward

Welcome Benefits

USP of Card

First credit card in Indian sub-continent with pure 22K gold inlay.
No pre-set credit limit.
1.5 Reward Points for every Rs. 100 spent using the card.
Reward Points redeemable against Airmiles, cash credit, or IndusMoments.
Complimentary domestic and international lounge access.
Complimentary Priority Pass membership.
Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
Unlimited complimentary access to golf games at selected golf courses.
A lower interest rate of 1.79% per month.
Personal air accident cover worth Rs. 2.5 crores.
Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.
24×7 concierge service.

Fees & Charges

Spend Based Waiver

Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year

Interest Rates

1.79% per month (or 21.48% annually)

Cash Advance Charges

1.8% + GST

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

Foreign Currency Markup

2.5% (subject to a minimum amount of Rs. 300)

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

Zero Liability Protection

Zero liability protection from 48 hours prior to the time of reporting the loss of card

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card

Travel

Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic

Online Shopping offers

Insurance Benefits

Personal air-accident insurance worth Rs. 2.5 crores

Domestic Lounge Access

6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access

Unlimited complimentary international lounge access using Priority Pass

8.2Expert Score

First credit card in Indian sub-continent with pure 22K gold inlay.
No pre-set credit limit.
1.5 Reward Points for every Rs. 100 spent using the card.
Reward Points redeemable against Airmiles, cash credit, or IndusMoments.
Complimentary domestic and international lounge access.
Complimentary Priority Pass membership.
Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
Unlimited complimentary access to golf games at selected golf courses.
A lower interest rate of 1.79% per month.
Personal air accident cover worth Rs. 2.5 crores.
Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.
24×7 concierge service.

Best values score

8.2

8.2Expert Score

First credit card in Indian sub-continent with pure 22K gold inlay.
No pre-set credit limit.
1.5 Reward Points for every Rs. 100 spent using the card.
Reward Points redeemable against Airmiles, cash credit, or IndusMoments.
Complimentary domestic and international lounge access.
Complimentary Priority Pass membership.
Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
Unlimited complimentary access to golf games at selected golf courses.
A lower interest rate of 1.79% per month.
Personal air accident cover worth Rs. 2.5 crores.
Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.
24×7 concierge service.

Best values score

8.2

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IndusInd Bank Indulge Credit Card