YES Prosperity Edge Credit Card

7.2
Expert ScoreRead review
  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
  • 4 Reward Points on every Rs. 200 spent on retail purchases.
  • 2 Reward Points on every Rs. 200 spent on other categories such as tax payments, groceries, postal services, etc.
  • 8 Reward Points per Rs. 200 spent on dining and travel spends
  • Joining Fee of Rs 399 (plus taxes).
  • The joining fee is waived off on retail spends of over Rs. 15,000 within 90 days after receiving the card.
  • The renewal fee is waived off on spending over Rs. 75,000 on retail purchases in the previous year.

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YES Prosperity Edge Credit Card

7.2
Expert ScoreRead review
  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
  • 4 Reward Points on every Rs. 200 spent on retail purchases.
  • 2 Reward Points on every Rs. 200 spent on other categories such as tax payments, groceries, postal services, etc.
  • 8 Reward Points per Rs. 200 spent on dining and travel spends
  • Joining Fee of Rs 399 (plus taxes).
  • The joining fee is waived off on retail spends of over Rs. 15,000 within 90 days after receiving the card.
  • The renewal fee is waived off on spending over Rs. 75,000 on retail purchases in the previous year.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 399 (plus applicable taxes)
Joining Fee
Rs. 399 (plus applicable taxes)
Type of Card
Cashback
Welcome Benefits
NA

USP of Card

  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
  • 4 Reward Points on every Rs. 200 spent on retail purchases.
  • 2 Reward Points on every Rs. 200 spent on other categories such as tax payments, groceries, postal services, etc.
  • 8 Reward Points per Rs. 200 spent on dining and travel spends
  • Joining Fee of Rs 399 (plus taxes).
  • The joining fee is waived off on retail spends of over Rs. 15,000 within 90 days after receiving the card.
  • The renewal fee is waived off on spending over Rs. 75,000 on retail purchases in the previous year.

Fees & Charges

Spend Based Waiver
Joining fee waiver on spending Rs. 15,000 or more within 90 days after receiving the card and the renewal fee is waived off on a spend
Interest Rates
3.8% per month
Cash Advance Charges
2.75% on all foreign currency spends
Rewards Redemption Fee
Rs. 100 on every redemption request.
Fuel Surcharge
1% fuel surcharge waiver at all the fuel stations in India for all the transactions between Rs. 400 and Rs. 5,000.
Foreign Currency Markup
3.5% of the amount withdrawn
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
8 Reward Points on every Rs. 200 on Dining Spends
Reward Redemption
Reward Points redeemable for movie ticket bookings on YES Rewardz portal at a rate of 1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10
Zero Liability Protection
You get a protection liability cover in case of the fraudulent charges, if reported within a stipulated time
Rewards Rate
4 Reward Points on every Rs. 200 spent on all categories except select categories, 2 Reward Points on every Rs. 200 spent on select categories and 8 Reward Points per Rs. 200 spent on dining
Travel
1 complimentary domestic lounge access per quarter.
Online Shopping offers
NA
Insurance Benefits
A cover worth Rs. 50 lakhs for death due to air accident and medical insurance worth Rs 15 lakhs.
Domestic Lounge Access
You get 1 complimentary domestic lounge access per calendar quarter subject to 2 visits per quarter.
International Lounge Access
You get complimentary international lounge access Priority Pass membership at a charge of USD 27 per person
7.2Expert Score
  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
  • 4 Reward Points on every Rs. 200 spent on retail purchases.
  • 2 Reward Points on every Rs. 200 spent on other categories such as tax payments, groceries, postal services, etc.
  • 8 Reward Points per Rs. 200 spent on dining and travel spends
  • Joining Fee of Rs 399 (plus taxes).
  • The joining fee is waived off on retail spends of over Rs. 15,000 within 90 days after receiving the card.
  • The renewal fee is waived off on spending over Rs. 75,000 on retail purchases in the previous year.
Best values score
7.2
7.2Expert Score
  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year
  • 4 Reward Points on every Rs. 200 spent on retail purchases.
  • 2 Reward Points on every Rs. 200 spent on other categories such as tax payments, groceries, postal services, etc.
  • 8 Reward Points per Rs. 200 spent on dining and travel spends
  • Joining Fee of Rs 399 (plus taxes).
  • The joining fee is waived off on retail spends of over Rs. 15,000 within 90 days after receiving the card.
  • The renewal fee is waived off on spending over Rs. 75,000 on retail purchases in the previous year.
Best values score
7.2

Specification: YES Prosperity Edge Credit Card

Bank Name

YES Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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YES Prosperity Edge Credit Card
YES Prosperity Edge Credit Card

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