Kotak Mojo Platinum Credit Card

8.4
Expert ScoreRead review
  • Get 1 Mojo Point on every Rs. 100 you spend.
  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
  • Mojo Points redeemable against the outstanding statement.
  • Get complimentary domestic lounge access every year.
  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
  • Spend-based joining and renewal fee waiver.
  • Insurance cover against a lost/stolen card.
  • Save more through fuel surcharge waiver & railway surcharge waiver.

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Category:

Kotak Mojo Platinum Credit Card

8.4
Expert ScoreRead review
  • Get 1 Mojo Point on every Rs. 100 you spend.
  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
  • Mojo Points redeemable against the outstanding statement.
  • Get complimentary domestic lounge access every year.
  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
  • Spend-based joining and renewal fee waiver.
  • Insurance cover against a lost/stolen card.
  • Save more through fuel surcharge waiver & railway surcharge waiver.
Category:
Reward Type
Reward Points
Renewal Fee
Rs. 1,000
Joining Fee
Rs. 1,000
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • Get 1 Mojo Point on every Rs. 100 you spend.
  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
  • Mojo Points redeemable against the outstanding statement.
  • Get complimentary domestic lounge access every year.
  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
  • Spend-based joining and renewal fee waiver.
  • Insurance cover against a lost/stolen card.
  • Save more through fuel surcharge waiver & railway surcharge waiver.

Fees & Charges

Spend Based Waiver
The joining fee is waived off on spending Rs. 30,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.
Interest Rates
3.5% per month
Cash Advance Charges
3.5% on all the foreign currency transactions
Rewards Redemption Fee
Nil
Fuel Surcharge
You get a 1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000
Foreign Currency Markup
Rs. 300 for every withdrawal of Rs. 10,000
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.
Zero Liability Protection
Zero liability protection against a lost/stolen card is provided if the loss is reported to the bank in a timely manner.
Rewards Rate
Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.
Travel
You get complimentary airport lounge access every year.
Online Shopping offers
NA
Insurance Benefits
Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card
Domestic Lounge Access
2 complimentary domestic lounge access every quarter.
International Lounge Access
NA
8.4Expert Score
  • Get 1 Mojo Point on every Rs. 100 you spend.
  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
  • Mojo Points redeemable against the outstanding statement.
  • Get complimentary domestic lounge access every year.
  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
  • Spend-based joining and renewal fee waiver.
  • Insurance cover against a lost/stolen card.
  • Save more through fuel surcharge waiver & railway surcharge waiver.
Best values score
8.4
8.4Expert Score
  • Get 1 Mojo Point on every Rs. 100 you spend.
  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
  • Mojo Points redeemable against the outstanding statement.
  • Get complimentary domestic lounge access every year.
  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
  • Spend-based joining and renewal fee waiver.
  • Insurance cover against a lost/stolen card.
  • Save more through fuel surcharge waiver & railway surcharge waiver.
Best values score
8.4

Specification: Kotak Mojo Platinum Credit Card

Bank Name

Kotak

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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Kotak Mojo Platinum Credit Card
Kotak Mojo Platinum Credit Card

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