AU Bank Xcite Ace Credit Card

9
Expert ScoreRead review
  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.

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Category:

AU Bank Xcite Ace Credit Card

9
Expert ScoreRead review
  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.
Category:
Reward Type
Reward Points
Renewal Fee
Nil
Joining Fee
Nil
Type of Card
Reward
Welcome Benefits
NA

USP of Card

  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.

Fees & Charges

Spend Based Waiver
NA
Interest Rates
3.49% per month
Cash Advance Charges
3.49% of the total amount
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month.
Foreign Currency Markup
2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
Up to 30% discount on dining across more than 300 restaurants.
Reward Redemption
The earned cashback is directly credited to your accounts
Zero Liability Protection
The cardholders are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.
Rewards Rate
1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.
Travel
-
Online Shopping offers
-
Insurance Benefits
Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000
Domestic Lounge Access
2 complimentary domestic airport lounge access every quarter
International Lounge Access
NA
9Expert Score
  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.
Best values score
9
9Expert Score
  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.
Best values score
9

Specification: AU Bank Xcite Ace Credit Card

Bank Name

AU Bank

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

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AU Bank Xcite Ace Credit Card
AU Bank Xcite Ace Credit Card

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